hi suze went on martin lewis like you for adding interest like you said what a mission sat and got them all done nice surprise though still hopeing they cough before i have to go to court though lba goes of tomorrow and thanks for that info

hi miz-print had a shock today done my interest sheets added up to quite a tidy sum thought id do them out of the just in case i need them think i might now looking at the amount bumped it up another three grand

back again just writing lba letter might sound a bit thick here but were its got bank address is that your branch or trinity road

hi all hit a problem due to send lba tomorrow cant find my prelim copy anywere which had copy of charges but i had two original copys just added up charges on the this one but the amount adds up to more than the first can i still send in this one HELP

hi all sending my lba of on friday got a feeling its to court all the way just wondered when you file your claim and you get a date do you have to attend

great thanks suze1 will have a bash at that one let you no if i succeed

been trying to get the interest calculator spread sheets but seem to be having trouble getting them any suggetions anybody

hi ya miz-print yea dont like waiting games much but will kkep posted on any letters or phone calls i get

cool thanks ppman159 will a look

on the note of interest how do you work it out month by month or year by year any advise would be most welcome

thanks ppman149 wasnt sure but thanks for confirming

just asked for my charges in prelim i think you ask for interest when you take them to court not really sure on that one myself perhaps some else could tell us

thanks suze1 yea i will post on the friday woll be interesting to see if what reply iget if any

thanks for your reply suze1 yea you are right i have written both out but have now decided to just send the lba and go for it they have got two choices pay up or go to court dont no wether to send thursday so they get it on the 14th day or friday in which case they wont actually get it until the monday but up until now still had the only one reply from them we have 8weeks blah blah will keep u posted

happydog can you tell me did you send the standard lba or the one asking to negotiate a lower amount

thanks happydog will send it there recorded delivery

have they cashed your cheque i just kept ringing them ask seasidelady think she will be able to help

hi miz-print my LBA date is this friday and then its the court one i think it will good to help each other along the way i wonder if we get an offer from them before deadline will be interesting

im just about to wriye my lba ready to be posted on friday but dont know weather to send the lba or to send the one were it says however if you are prepared to pay me within 14days of this letter i am prepared to accept in full and final settlement can anyone advise or has anyone done this and comment welcome

hi ya i had the same problem sent mine of on 28/02/07 thet kept saying got no record of my letter or 10 pound i kept ringing ring once or twice a week until they sent mine out what address did you send it to i sent mine to the buisiness risk centre

hi cosmo any updates on your claim ive got 3 days to go before i send lba

good to know someone else has got a big reclaim mine came in at 12.370 good luck with you mission

just wondering if its worth a try adding a paragraph on to lba letter goes something like this without prejudice the charges and interest i have claimed above xxxxx however if you are prepared to pay me xxxxxwithin 14 days of the date of this letterand for such purpose time shall be of the essence i am prepared to accept this lower figure in full and final settlement of my claim and interest.i look forward for a full response to this letter within 14 days otherwise i will commence court proceedings to reclaim my money just wondered if anyone else has gone down this route

hi all just thinking ahead if no joy from lba and i have to take them to court my charges are over 5.000 how do i go about it

thats i what i thought its our money why should they be allowed to keep if they dont respond to my lba i will take the plunge and file court papers good luck keep me posted so i can follow your quest