And is most likely the quickest route at the moment

I wonder if Barclays will soften if and when the merger with ABN Amro goes through. Especially when the Nazi eagle logo has to go

I think you are right LN. Basis to apply for defence to be struck out as an abuse of process i think

Hi Kits Welocome to the Barclays forum. The relevant parts of the T&C's relate to the charging. On what grounds are you trying to have their defense struck out? Could you possibly post the defence? Trucker

Hi katscash I think you will have to do a seperate claim for what's called a waisted costs order. Have a look at thie thread below. http://www.consumeractiongroup.co.uk/forum/barclays-bank/94734-wasted-costs-beginning.html Also, just remember when you do go to court (If Mr Hickey hasn't got his finger out) your opening argument will be that barclays have failed to submit their court bundle and as such can not offer any defence. Case won in my opinion

Forms filled in and going in post to FOS today

All mortgages have exit fees. The only way to reclaim it is if the fee charged was grater than the figure originally quoted in your contract.

nights...lol

Pov You need to allow 5 days to be deemed served. The 14 days starts after that

Silly Me Despite sending my LBA at the beggining of June I have let Barclays use the whole 8 weeks that they indicated in a letter "we will contact you soon but certainly no later than 9 July." Well thats today and nothing. As i am strapped for cash and can not afford court fees at present it looks like i will have to go vis FOS to reclaim my charges back. Am i right in thinking that going this route will not allow me to claim s69 8%. I have spoken to the FOS today and they tell me that their process takes up to 12 weeks, which is probably quicker than court. He did however point out that i would not be bound to any decision via them and could still go to court afterwards if i was not happy. Any thoughts welcome!!

Morning All I recently visited a hole in the wall at a branch in Carlisle. There was a big poster on the window. "step inside and meet the nicest people in Cumbria." It must have been full of CAG members ...lol

bump

Im not too clued up on wasted costs claims but this link may help. http://www.consumeractiongroup.co.uk/forum/barclays-bank/94734-wasted-costs-beginning.html

I doubt very much they will go to court. Like i say contact B's litigation team. I have not seen any T&C's for 1990 knocking about the site.

Morning Jingles Have you been asked to submit all documents / evidence that you will rely on? If yes then you need to prepare a court pack x 3. 1 for you 1 for court and 1 for B's. See below link http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html A copt of your T&C's would be very handy. Which year are you looking for? Also contact the B's litigation Team and let them know you have a court date. I am sure they will want to settle, but you will need to join the queue. They are settling about three weeks before court. See below link for all contact details http://www.consumeractiongroup.co.uk/forum/barclays-bank/94602-barclays-litigation-team-good.html

Well Done!!!

Just scouring the net and came across this Lloyds TSB ordered to pay more than £4000 in unfair bank charges

Hi Iceman If you Agreed to pay the fee for the overdraft then i am afraid it is not recoverable. In which case you do not enter this on the spreadsheet. If you are using the advanced spreadsheet this will work out the portion of interest that has been charged to you as a direct result of the Penalty charge. I see from the thread title that you are claiming Contractual interest. Be aware that Barclays are very likely to defend contractual claims so you really do need to do your homework. Good luck with your claim and if you have any questions along the way please post on this thread so we can easily see what you have done already Trucker

No it doesn't mean they will stop charging you. The only way that they will is if they are forced to by the OFT or a case goes to a higher court. Small claims courts do not set legal presedent and as such they will continue to operate your account exactly the same way as everyone else's, in accordance with their T&C's. Just because people have won their charges back (majority without actually appearing in court) Barclays will not admit or indeed have not been found to be making "unlawful" charges Trucker

Smoking Monkey You will only need to send your Bundle in if the court has specifically asked you to submit all documents / evidence that will be relied upon in court. I am guessing that the court date you have is a prelim/ allocations hearing, so you may be jumping the gun a bit and giving yourself a lot of unnecessary work

Timothy Contratulations on your sucess. Regarding the "extra" they put into your account, i am pretty sure it would have shown up during an audit and the thing to remember is that you would have been sitting on a knife edge for the next 6 years so personally i think you have done the right thing

Congrats

Hazy Have sent you private message

well done mate.... rather partial to a laphroaig myself

Unless you have been specifically asked to submit all documents don't.