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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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First claim - first success!


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I've only recently become aware of being able to claim back my bank charges and the first (and, so far, only) bank I've done it with is with the Clydesdale.

 

My claim went very smoothly actually - I didn't ask for all that was entitled to me, mainly because I wasn't aware of how much they'd charged me over the years and I couldn't be bothered to go down the whole data request route, but also because I wasn't totally confident it'd work.

Anyway, I decided to put in a claim about a month ago after I received a letter from the bank saying they had charged me £35 to return a DD of £36 as paying it would have resulted in unauthorised borrowing - this really annoyed me as they wouldn't pay the £36 because I would go overdrawn, so charged me £35 instead which in itself put me overdrawn!

 

I typed out a letter (this was before I became aware of this site and the very useful templates within) requesting that a total of £155 (going back 6 months) plus any charges resulting from the last charge be refunded. I stated that if they did not pay within 7 days I would be looking to claim back all charges from when I opened my account, plus interest.

 

I sent the letter recorded delivery on the Monday morning. I checked my bank account on the Wednesday and was absolutely suprised to see that all charges I'd requested had been refunded, totalling £177.50!!

I received a letter from my branch manager a few days letter stating that the charges had been refunded and if I did not reply within 8 weeks he'd consider the matter closed - as it was, I was quite happy with this.

 

Last week I received a letter stating a £22.50 administration fee is to be applied on the 22nd June. This ****ed me off slightly, but not nearly as much as a couple of days later when I got another letter saying they'd returned a DD and would be charging me £35! Anyway, I left work this evening with the intention of typing out another letter and getting it sent. On the way, I thought I'd grab a mini-statement to get a better idea of my account situation. Once again I was surprised to see that the £35 charge they had taken had been refunded again the next day! I'm waiting now to see if they refund the charge they are taking on the 22nd. If they do, I wonder how long they will continue to refund charges...?

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