davidc3 - charges upon charges leave me with no money :(

[welshperson3]

Hi David

What if I told you I know how to get back your unfair charges with no financial risk and no going to court?

Now when you take control of this you will feel a lot better and think why didn’t I do this earlier, and how come every body isn’t doing this.

The only thing that this will take is some of your time, and the price of some recorded delivery letters.

Now I am willing to tell you how, but what you have to do is research what I tell you and understand what you are doing, nothing annoys me more than people following advice on forums, and not knowing what they are doing.

Now I see this is your first post on here so I am going to give you advice on the assumption that you know nothing about the rules and regulations relating to your agreement, different rules and regulations apply to your loan in regards to how much you borrowed and the date you borrowed it so can you answer the following questions Then I will know what rules apply and how to proceed.

1 The amount you borrowed ?

2 The date of your loan (only month and year not exact date) ?

3 Dose it say the words this agreement is regulated by the consumer credit act 1974 on your loan agreement ?

4 Have blemain ever taken you to court ?

Now as I said this is risk and cost free (you are not going to go to court) but it will cost you a bit of time and effort.

What I post underneath you should read and understand, then ask any questions you may have, and then answer my questions posted above.

 

Now read this

 

 

http://www.financial-ombudsman.org.uk/publications/consumer-leaflet.htm

 

 

and this

http://www.financial-ombudsman.org.uk/publications/technical_notes/QG6.pdf

 

wp3

[welshperson3]

Won’t hurt to try one of these

Section 77/78 Request

As prescribed under Section 77/78 of the Consumer Credit Act 1974

To

Name of Lender: BLEMAIN FINANCE LTD

Address of Lender: Bracken House

Charles street

Manchester

Postcode: M1 7BD

We;

Name:

Address

Postcode:

Date

Account/Loan Number:

We instruct you the creditor to supply a copy of the above Credit Agreement (if any), including any document referred to therein and statement of account under the legislation contained within Section 77 and 78 of the Consumer Credit Act 1974. I enclose the statutory fee of £1.00 as required per this request.

NAME (Account Holder 1): D.O.B.:

SIGNATURE: ………………………………………… DATE:

NAME (Account Holder 2): D.O.B.

SIGNATURE: ………………………………………… DATE:

[welshperson3]

They wont be statue barred, as he was paying them up to 7 months ago

wp