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    • Thank you. Please will you repost your images in one single multipage PDF file – the right way round et cetera.  
    • And just to reiterate – I'm sorry if the message above sounds a bit harsh. We have to get the message out to other people who visit this thread as well. I realise that you are having a difficult time and we will do our best to help you, of course
    • The last photo shows the overflow carpark looking at the block which our room was located. When we got out of the car my partner thought that the building was for staff accommodation.  The unsecured bedroom window opened onto this car park.
    • Also I see that you are doing a lot of this on the telephone – and without any written confirmation. This is a big mistake. You need to start taking this matter seriously and so everything should go in writing. If you have telephone calls then they should normally be recorded. Read our customer services guide. You should make notes about every telephone call and then you should send an email to your telephone correspondence confirming what they have said or what they have agreed. It is important that you keep detailed paper trails here. Of course we may be jumping the gun and maybe big motoring world will step up to the mark – but I'm afraid that they have a lousy reputation has you have seen and so you need to start practising survival techniques and protecting yourself. You say for instance in your letter of rejection that the mechanic told you on the telephone that the gearbox needed replacing. Do you have any other evidence of this conversation? This is going to sound a bit harsh – but other people will be visiting this thread as well for their own purposes. You conducted their research about this company before you bought the vehicle. You now are fully aware that this is a company which can be very difficult to deal with and causes a lot of problems for many of their customers and yet you are still taking a telephone/verbal approach. Do I need to say any more? Also one of the documents you put up is an email exchange but it is not clear who is writing to who or what dates. If you showed this email to somebody in a pub they would be asking lots of questions about who sent the first message, who sent the second message, what dates were they sent et cetera. Please think about this before you post things. Please can you clarify the details of that email exchange. Please will you present the information carefully. We are all volunteers here and we have to rely on you to do the spadework
    • I told the DM that the room was not acceptable because of the reasons already mentioned. He informed me that they were full that night and that they could move me to the room next door (would not solve my problem with the rooms location). Told the DM that I could not stay in the room provided for the night so left no option but to leave. DM did not reply and I walked out.  
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Letter Sent


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Does it say "account renewal" next to them amounts?

 

If so just disregard them and claim for the actual charges.

 

it says cash next to both 264.78 credited amounts

and Head Office 94Dfied next to the Debited 264.78

 

I just know that I'll mess it up somewhere or haven't accounted for some thing

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it says cash next to both 264.78 credited amounts

and Head Office 94Dfied next to the Debited 264.78

 

I just know that I'll mess it up somewhere or haven't accounted for some thing

 

Not sure to be honest, I found the investors report too complicated :o

 

If you have a look at the sticky thread near the top - Investors report that should give a bit more insight.

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I have drafted my "Preliminary Approach for Repayment" letter asking for £446 in charges.

 

I don't really know where I stand with them paying off the -£264.78 and closing the account, but I guess I'll find out soon enough.

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It doesn't matter.

 

If the amount they owe you is more than the amount you owe them, claim that the OD was caused indirectly by their unlawful charges.

 

The amount is then in dispute and according to the Banking Code, if an amount is in dispute then they will not pass records of it onto a credit reference agency.

 

If they recall the overdraft, as they have done with my partner, then write back saying that you assume that the 'outstanding' amount will be written off and a cheque for the outstanding balance they owe you will be in the post within 14 days.

 

If it isn't then you will have no choice but to use the courts (that are there to protect US) to recover the outstanding balance.

 

I would imagine that would do it.

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

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It doesn't matter.

 

If the amount they owe you is more than the amount you owe them, claim that the OD was caused indirectly by their unlawful charges.

 

The amount is then in dispute and according to the Banking Code, if an amount is in dispute then they will not pass records of it onto a credit reference agency.

 

If they recall the overdraft, as they have done with my partner, then write back saying that you assume that the 'outstanding' amount will be written off and a cheque for the outstanding balance they owe you will be in the post within 14 days.

 

If it isn't then you will have no choice but to use the courts (that are there to protect US) to recover the outstanding balance.

 

I would imagine that would do it.

Thank you for your reply Dave.

Letter requesting payment sent today

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sent my letter off on 29th March, got a reply today - it reads:-

"Dear Mr Brakenberry

Regarding the charges that you have incurred on your account, which you claim to be unfair penalty..

 

we're keen to deal with your concerns as quickly as possible. A Customer Relations Manager will investigate the points you have raised and you will recieve a reply shortly, but certainly no later than 4 weeks.

 

You will find enclosed a copy of our leaflet, which tells you how we will handle yopur complaint.

 

Your concerns will be dealt with as quickly as possible, but to help us deal more efficiently with your enquiry, please quote ********** when writing or telephoning the number at the top of this letter."

 

 

I am pleased to get the process started - but will always worry that, with my luck, I will end up with nothing in the end!

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  • 3 weeks later...
In respect of any manual intervention on your account, I have ordered account reports to investigate this and will supply this information by 24th April 2006

 

Well, this date has passed and I haven't received a letter from them about manual intervention on the account.

 

I'm still awaiting for a letter from them in response to my claim for re-payment.

 

What happens now?

 

Do I complain that they haven't supplied the information by the 24th ?

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This might help:

 

http://www.consumeractiongroup.co.uk/surveyresults.php

 

Have a look at Halifax in the list.

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

------------

 

 

Add me as your friend on FaceBook - I need all the friends I can get :-(

 

http://www.facebook.com/profile.php?id=577405151

 

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