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Got a nice little cheque through the post this morning - result !

Thanks!

Thanks everyone for your help, but I think I'll be leaving it. Have tried asking for advice and looked around this site for guidance and it's all over my head. I don't understand how to fill the bloomin moneyclaim website in. Thank you

Don't mean to be rude but it was 2 people, and colour-me-happy used "IF they have received it they will probably just ignore it anyway....." And here you are saying that I'm just concerned that's all. Some of you may have more experience with dealing with courts than me, this is all very new and daunting. I'm just a little bit weary and nervous about slipping up. So the general consensus is that I've sent the letter recorded, it hasn't been signed for, go for the money claim.

I'm sorry that I seem concerned. I don't want to end up in court and find out that i slipped up with a little detail.

But what if they haven't received it? Aren't I jumping the gun a bit?

Just need re-assurance that I'm doing the right thing really! I was going to go for the £207 they'd offered me. But was persuaded to carry on with my claim.

But what if they haven't actually received it? It was sent recorded and should be signed for. Getting worried again now

Anyone with any advice I'd be really grateful. If I need to send the letter again could you reply so that I can get it in the post ASAP

Still no change on this today

Just an update for you! I sent the Letter Before Action on the 27/04/2006 via recorded delivery. Have been checking with Royal Mail to see if the Halifax have received it and all I get is I had given them 14 days to reply to this letter. This date has passed What do I do now? I knew that it would go wrong when I claimed - something always goes wrong for me! Please reply!

Thanks everyone! Letter sent off recorded delivery yesterday.

Thank you both for your letters. I'll get one written and printed today. Do I send it to the PO Box address on the letter I received or somewhere else?

Thanks for this letter. I'm not sure if I follow all the points in it, but I'm sure they will hopefully

oh right. I see what you mean now It's all a bit confusing and daunting for me - or I'm just a wimp

Maybe I should give them all the opportunities to pay the full amount before issuing a court claim?

I'll still be around in an hour - thanks

I sent the DPA on the 16/3/2006 and the Prelim letter on 3/4/2006 I no longer use the Halifax to do my banking , and have opened an account with RBoS recently.

How many days would you give them? And do I send this letter to my bank or the address at the top of the letter with the "goodwill gesture" amount? It's a PO Box in Leeds.. many thanks

Thank you very much !

You are correct! I sent a DPA first and then I've sent a Preliminary request letter. Can you send me a copy of your letter please? Many thanks for your advice and guidance - much appreciated

What is the next step? Have read the FAQ and posts but am still none the wiser. Thank you

Asked for advice yesterday regarding what to do next and only a couple of people replied. Asked for £446 originally from Halifax, got letter yesterday offering £207 as a "goodwill gesture" I'm not desperate for the money, but it's an offer

Decided to go for the £207 Seems like the best options. Thought I might have got more replies from you guys though.