Hi I'm new here

[Queen of Sheba]

I like a lot of people am going through the despute with the banks, mine being Lloyds and I had got as far as a court date which was last September. I am an avid fan of Martin Lewis the money expert, that's one of the reasons I am now on here. Anyway my hearing had a stay put on it and as per Martin I checked with my local county court and they say that I can lift the stay and will send me out the paperwork but I will have to pay a further fee of £75!!!

 

Help, are there any others out there that have got this far?

 

Barb

[Bookworm]

 

You can indeed apply to have your stay lifted, but it doesn't mean it will be successful, and as long as the test case is ongoing, the odds are not good that you'll succeed.

 

I have a case stayed too, and I am staying put. ;-)

Edited June 13, 2008 by Bookworm

[Queen of Sheba]

Thanks, but as per ML (my guru) he says that the test case will be won and then the flood gates will open so best get yours going to be near the top of the queue, what with the 6 year rule etc.

 

Had you heard about that?

[Bookworm]

But your case is already in the system, so you're already in the queue.

 

As for ML, he's a finance journalist, not a lawyer, so at best his advice is an educated guess.

 

We all want to believe that the test case will go in our favour, but it's all conjecture for now. As for your case, since you have already filed, the 6 years rule is not an issue, and trying to get your stay lifted won't make a blind bit of difference to that.

[Guest wino]

Welcome Queen of Sheba

 

I am claiming from LloydsTSB aswell. I cannot afford to file trough the courts but the bank has sent letters recognising my claim. The last letter I received from them was this week stating that i will not be disadvantaged in anyway regarding the 'stay' on proceedings. I spoke to my bank manager who assures me that although my first date of penalties has just gone into 6yrs + they will still honour those figures as I claimed from them within the alloted time.

 

Well I wait and see. Got a feeling I will probebly get bitten on this one further down the line.:o

[Bookworm]

Stricly speaking, they don't have to honour the 6 yrs thing if you haven't filed at court, Wino, but if they try to renege on it when this is all over, a swift complaint to the FOS should take care of that, as it was one of the agreed points in the test case, and I can't see the FOS deciding they're in the right on that one. ;-)

 

All in the future for now, of course...

[Queen of Sheba]

Thank you very much Bookworm, that has eased my mind quite a bit and I will now hold off from lifting the stay, just needed that clarified.

 

And Wino thanks for the welcome, and I wish you good luck, and as the saying goes, United we stand, etc. So will watch with bated breath and fingers crossed.

 

Best wishes:)