I'm new on the CAG Forum but was directed here by the good folks at MSE.
I have long suffered at the hands of Blemain/Together.
I foolishly applied for a second charge loan over a decade ago.
It has been the (most expensive) bane of my life ever since.
I recently received a letter from Together stating that my original loan has now past its term.
As you will be aware,
your account with us has now reached the end of the original contractual term.
As your monthly repayments have not been sufficient to fully repay the balance,