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Hello All, Needed advice on the following for which I shall remain grateful as ever. For my studies I took some loan and put the remaining on my credit card (at that time I was not eligible for student loan). Since then I have paid a few, satisfied few, one CCJ issued against me and one no correspondence for last one year or so. There are some that I am paying as £1 per month, 3 of them including the CCJ one. Today I received a letter from CCS on my new address trying to fish for details starting as ''we are trying to contact the above named person regarding a personal matter.'' C
Hi - I have several issues with various debt collection agencies, none of which are of my own making. There is an individual living in another part of the country with the same name and DOB as me, he keeps running up bad debts and then disappearing. Obviously, when these agencies go looking for him, I am always top of the list and so have lots of hassle trying to convince these people that I'm not this other person. I have been trying to get my credit report cleaned up recently, and am in the process of getting many incorrect address links removed, this is progressing well and when t
When we were working away we let our house through a letting agency who, although they had a "high street presence" did not safeguard our interests as landlords. We were naive, and trusted the firm because they had a shop front and adverts in the local papers. In short, although we were paying them £50 per month we ended up with no proper tenancy agreement, no inventory or statement of condition, no regular review, and more to the point, no agency agreement. We had tenants who were "men of straw" and lived like pigs. We found the remains of a Chinese takeaway under the sofa, an
I do not have debt problems, and actually have no debt. I have spent much of my adult life working abroad so depending on the country I am in I have different levels of credit. In the UK I do not have great credit as have never had a UK credit card and do no want or need one. Yesterday I received two letters. The first I opened was from Farifax Solicitors. It was laser printed, and not on letter headed paper. It was not signed by a solicitor, or even a legal assistant on behalf of a solicitor. The signature was an electronic signature saying Fairfax Solicitors. The letter stated I owed £5