Hi All. I am just about ready to file my claim online tomorrow and thought I would get started on my court bundle ready - since it seems that Barclays are now saying they will defend in 99% of the cases i have been reading about and I really like to be organised. However, this is a slightly daft question but on things like the Unfair Contracts Act etc. is it ok to format them as I don't like the way it has been set out - i.e. not very easily readable. So I have been formatting all the layout to make it look pretty and then thought that maybe I shouldn't have. Don't want to be struck out for having set out the cases wrong!!!

Thank you everyone very much for that. the amount I am claiming back is £3,725 without interest so a fair amount. I am just going to take the risk. If they start getting funny I will borrow the money from my Mum and pay her back out of the settlement monies. Hope everyone else is having success!

Please see my earlier post from a week ago below: I haven't had one comment - if anyone can offer anything i would be so grateful as I am due to start my online claim soon but don't want to risk it if it means getting into too much trouble. Thanks v much Hi have just been reading through the latest threads and beginning to panic a bit. I sent by LBA yesterday by special delivery so they have received it this morning. However, I recently returned to work after a year off on maternity leave. Unfortunately, this left our joint account £600 over our agreed overdraft limit. I also have an overdraft on my own account although this is within the agreed amount. I am now really panicking in case Barclays close my account or stop paying direct debits as we are so far overdrawn and then our mortgage will not get paid. We can start to bring this down this month but will take 5/6 months to bring the account back within the agreed overdraft limit. Also no other bank will want to give us such a big overdraft if we are forced to leave barclays. I am now worried about taking court action if they are going to start intimidating us. has anyone else had their accounts withdrawn or have been left alone even though their accounts are not in credit. Any responses much appreciated!!

Would be really grateful if anyone else has experience of this. Many thanks.

Sorry to be a pain but any comments would be appreciated

Hello can anyone help with my previous post - many thanks.

Hi have just been reading through the latest threads and beginning to panic a bit. I sent by LBA yesterday by special delivery so they have received it this morning. However, I recently returned to work after a year off on maternity leave. Unfortunately, this left our joint account £600 over our agreed overdraft limit. I also have an overdraft on my own account although this is within the agreed amount. I am now really panicking in case Barclays close my account or stop paying direct debits as we are so far overdrawn and then our mortgage will not get paid. We can start to bring this down this month but will take 5/6 months to bring the account back within the agreed overdraft limit. Also no other bank will want to give us such a big overdraft if we are forced to leave barclays. I am now worried about taking court action if they are going to start intimidating us. has anyone else had their accounts withdrawn or have been left alone even though their accounts are not in credit. Any responses much appreciated!!

Hi I am really sorry but I have posting some queries for almost a week and have had no response - not quite sure where else I can put this to receive an urgent response but if someone could please read this and previous posts and give me a hand i would be really grateful. I have now had a reply from the bank with the usual "sorry you have a complaint will reply with an answer or update within 8 weeks" Should I still wait for the end of the 14 day period before sending an LBA or should I just send it now I know that they are trying to make me wait 8 weeks. Thanks.

Hi sorry to be paid but have had no responses to my last post. I have bene sending my letters to the Bank referring to two accounts on one letter. When I have to enter my MCOL claim will I have to do two separate claims or can I enter them both onto one? Also, I do not have my opening date for my account as my Mum opened an account with Barclays when I was five and these just moved over to adult accounts when I reached certain ages but do not have any dates. This is needed for the particulars of claim - do I just enter an approximate date from when I turned 18 or say I have held accounts with the bank since my fifth birthday? Or is it ok not to mention the date of opening at all? Many thanks for any help that can be given.

HELP Is anyone else claiming for two accounts. I have received statements back from Barclays but is it ok to put all charges relating to two of my accounts on the same schedule and letters. I want to send this to them today so an urgent response would be helpful. Thanks.

CONGRATULATIONS!!!!! Well done on seeing it through. Hope you enjoy spending the money!

Hi michelle73 thanks for your reply. I have today sent a chaser which will arrive tomorrow and will give him a call on Monday to give him a gentle nudge. Thank you very much for the phone number.

Hi as mentioned previously, I sent my SAR letter off on 6 December. I have not heard anything so am sending a chaser today. I have sent both of these letters to the Knutsford Barclays data office. Does anybody know if they are contactable via email or telephone as I have only been able to find their address here. Also should I be giving them longer than 40 days since Christmas was in the middle and nobody was working? It has been almost 30 days and my cheque has not been cashed nor have I had an acknowledgement of my letter - if they claim not to have received it will the 40 days start all over.

Hi I am new to this site and have read all the FAQ's etc and sent my Data Request letter on 6 December but I have a couple of queries which I have been unable to find the answers to. I have sent asking for details on two accounts - can I include these in the same claim or will I have to write separately regarding each account on subsequent letters. Also do Barclays come back with the statements quite quickly? Good luck to all others out there taking this step.