you need to tell us why it was cancelled

As above

PayPal have the policy if an official letter is produced. You don't need to return it

Trading standards should supply it.

Call PayPal. Whatever happens they won't let you keep the watch.

Sellers argument will be he needs the watch back for investigations. Thats why a seizure letter is best.

The car is still uninsured after being parked. The uninsured driver is in charge of the vehicle

You have no control were it is parked.. It only becomes insured when it's back in your control.

If you live in London and your uninsured mate went Manchester parked up and it was stolen. The insurer would not pay out because it was not in your use

My policy (fully comp with max NCB) allows me to drive any other car (other than my own Punto HGT) on a third party basis which is not owned by me. So it wouldn't matter whether it was a Ferrari/Aston Martin etc because my insures wouldn't be paying for any repairs to it if I had an accident.

 

Please Note

 

The advice I offer will be based on the information given by the person needing it. All my advice is based on my experiences and knowledge gained in working in the motor and passenger transport industries in various capacities. Although my advice will always be sincere, it should be used as guidence only.

 

I would always urge to seek face to face professional advice for clarification prior to taking any action.

 

Please click my reputation 'star' button at the bottom of my profile window on the left if you found my advice useful.

 

as long as it says so in your policy.

more and more insurers are changing this to as long as the vehicle your driving is insured elsewhere.

if the wording in not on your policy then your not insured third party to drive any car any more and more people are being caught out

the police should have used common sense and not towed the car. but at the time of the offence you were in charge of the vehicle and not the owner. you got an officer who give the police that bad name

but the officer was right you can not just say its his car so you can't take it

otherwise most cars would be classed as legally parked under the owners insurance

I did not matter that your friend was their

You was the one caught driving without insurance

You could call your insurance company to ask if you were involved in an accident would they have covered you for third party liability

I've seen them say yes

Get it in writing then hand a copy to the police

As poa it was your duty to inform dwp of any changes Because you failed as poa dwp will hold you responsible for the overpayment

They won't get involved in third parties

Sadly you will have to make good the overpayment. In this present climate they are after every penny owed and writing of nothing

Who used the aa. If the local authority used it. You could ask them for it back because they should not have had it

You'll need to supply more information. Before anyone can help you

just heard Basil Rankine is now serving a prison sentence for his disservice

Queens Close, it would download if it was connected to the local Wi-Fi which it was.

 

What they should be saying is that to prevent roaming charges, remove the SIM card.

took my ipad to Eygpt and had data roaming off for the entire trip. used wifi in reception. sim inserted. my sim didnt download from a carrier.

apple told me apps can not over ride data roaming off.

Unenforceable credit agreements

Borrowers and hirers are able to ask creditors to send them information about their credit agreements. If information is not provided within 12 working days, the debt becomes unenforceable until they get the information they asked for.

Sections 77, 78 and 79 of the Consumer Credit Act 1974 outline the information creditors must provide to debtors under fixed-term, running account and hire agreements.

Under these sections a debtor can pay £1 to get:

a copy of their agreement

copies of some of the other documents mentioned in their agreement

a statement of account.

If this information is not provided within 12 working days the debt becomes unenforceable. This means a creditor:

cannot:

- make the debtor pay the debt before they're supposed to

- get a court judgment against the debtor

- take back anything hired or bought on credit, or take anything used as security in the agreement.

can:

- ask debtors to pay what they owe

- send a default notice

- pass information on to a credit reference agency

- pass information on to a debt collector

- sell the debt to someone else

- take the case to court.

confused. can they take a case to court or not

Ignore that, if they are offering you a 70% discount then there is something seriously wrong with that account.

Have you reclaimed ALL of the charges and PPI?

yea

its statue barred. thats why they are offering 70% discount. its was the first red letter after lowell

t-mobile are going to just going to argue. how else would it download if data roaming was not on. and the fact you and the ipad was in turkey when it downloaded..

we know that apps will continue downloading if when not using them and some can be hefty downloaders especially satnav software. unless data roaming is switched off but over 100 meg in one day.

cant see you convincing t-mobile that data roaming was off. you might be better convincing them that you didn't download 100mb.

i have found t-mobile helpful when they want to be. i lost my phone without insurance and when i phoned for replacement sim they give me a phone free of charge

reset your useage and see what it uses over 24hrs

check mine from red still isn't getting paid

http://s1176.photobucket.com/albums/x325/queensclose/?action=view&current=img001.jpg

check mine from red still isn't getting paid

http://s1176.photobucket.com/albums/x325/queensclose/?action=view&current=img001.jpg

Passing your home on to another person

 

When you die, your husband or wife, or one other

person in your family who has been living with you

for at least the last year, will usually be able to take

over the tenancy agreement from you. This is called

the right of succession and this can only happen once.

this is correct. but new rules for under occupancy is creeping in and and councils are getting hot on it with their waiting lists getting bigger. best thing to do is call your local council and see were you stand on it.

its understandable you want to make sure your children are safe while you move on. which is what any parent would do

keep us updated

watching with interest

Take a look here;

 

http://www.ticketfighter.co.uk/parking.htm#busstops

 

Are they wrong as well?

i like the link

the fact you made them aware of the over payment is on your side. it confusing why they didn't ask for it back when you notified them. they have to accept some blame for allowing you to keep it for 3 years

a good worded letter with that offer of monthly instalments.

they prefer the court to suspend because in an event of you defaulting they don't have to pay the reissue fee. you've got a result

they prefer the court to suspend because in an event of you defaulting they don't have to pay the reissue fee. you've got a result

your offer would be acceptable by a judge. judges don't throw people out of homes if there's light at the end of the tunnel. northern rock try too. as long as you keep to the agreement you will be fine. but be wary of northern rock. they going running back to court trying to reissue the warrant if your a few days late paying.

you need to have a look at what late payment charges have been added

your offer would be acceptable by a judge. judges don't throw people out of homes if there's light at the end of the tunnel. northern rock try too. as long as you keep to the agreement you will be fine. but be wary of northern rock. they going running back to court trying to reissue the warrant if your a few days late paying.

you need to have a look at what late payment charges have been added

these are not the easiest people to work with. they use Indian call centres they don't to have a good grasp of English. i was on the phone for 40 minutes trying to cancel. and be careful they are quick to default you on credit reference agencies.

keep us updated

they are right. the pavement is their property. if someone walked into it and injured themselves. you would be to blame. council are acting this way in case you try to blame them by saying the council allow me to display my goods on the pavement

you can apply for a licence. council would access the site and goods you planned to display. but that would still make you liable for any accidents in the conditions they apply.