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MilkTrayMan last won the day on July 12 2008

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  1. ...To be precise Dougal16T. PART 38 - DISCONTINUANCE But one tries to think + proceed positively.
  2. Hi koalaattack, Most peeps re-claiming of unlawful bank penalty charges are going through the Small Claims Track + aren't subjected to the exorbitant legal fees which U have quoted. The definitive guide is laid out in following relevant Civil Procedure Rules... PART 27 - THE SMALL CLAIMS TRACK PART 45 - FIXED COSTS
  3. Ooo-er Peeps...A bidding war has broken out!!! Your turn to better sg1's offer Spammie. ...Peeps are looking for deal clinchers here gals. Btw...Baggsie a Turkey leg to go with my caviar @ Xmas dinner. :D
  4. Your last post implies acceptance of peeps counter-offer Spammie. A ONE YEAR lease has been agreed on then, as per the stated T & C's. ...Two sugars in my morning Pina Coladas pleeeease Matchgirl. :D
  5. That is absolutely correct Bd. If they don't have an enforceable Credit Agreement, any monies thereafter paid to them once they have defaulted on producing it, are just prolonging the 6yr period in which they could later find it + go on to enforce repayment, plus the interest during the time that payments were suspended during their non-compliance period. Which, to a certain extent, happened in the McGuffick case.
  6. Did U post the Default Letter DD?? If U need any further assistance just Post + ask for advice. Credit Cards have never been subjected to the OFT Test Case related stays btw.
  7. If U have a mortgage, U would have to inform your mortgage provider that the above is a now classed as a business premises. U would also have to seek planning permission from your Local Council + comply with all the necessary building regulations. If U live in social housing, sub-letting is a clear breach of your Tenancy Agreement + could lead to Repossession proceedings being taken. Any income derived from your enterprise would obviously be declarable to the IR + U could possibly become ineligible to receive Working Tax Credits +/or Council Tax Rebates. The supplying of beverages + choccie biccies would require compliance of Food Hygiene Regs + if third parties were expected to use electrical appliances, a certified electrian would need to examine them first. However... Depending on the length of the lease + it's T & C's... Silver spoon maid service A daily complimentary full English Breakfast FREE satellite TV Laundry Shoe repairs 2 for 1 tickets to major London attractions 24/7 Concierge ...I don't think that we need to inform the authorities do U Spammie?
  8. Why should U feel guilty about Oxford Spammie?? U might be okay Eliza Dooooolittle, but what about the peeps from Greater CAGlandshire?
  9. How do peeps know that U'll deffo turn up Spammie?? ...Are U gonna bribe us with FREE bird seed for the pigeons, Ms Poppins? :D
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