albertini
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From reading other threads (the big CCA thread last page) here it would seem that the OFT have been turned and are now contradicting their earlier advice and saying reconstructions are acceptable. These are only guidelines from them and do not mean they will fly in a court of law.
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I'm no expert but that infers that they have provided you with a photocopy of the agreement which is accpetable. Can you confirm if you received a photocopy or not? EDIT: Or have compleltey created a new one for you!! Never heard that before! This must be their latest wheeze! Can't find the document so let's just make another one! Unbelievable!
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