If your car was repaired it seems likely you have not been properly informed regarding the obvious claim for Diminution in value? On any 3 month old vehicle there will almost certainly be a good few 00's and maybe more than a £1,000.00. Loss of Earnings - this should not be difficult unless they are massive? Taxi drivers/operators are often hated by insurers because of the types of conduct those firms representing them get up to! While I don't need the work, I am an FCA - Financial Conduct Authority, authorised Insurance Intermediary assisting consumers and small business to recover the truthful amounts they are often misled out of! Search google for Tim Kelly, The Motor Claim Guru who be able to produce the Diminution Report you require to recover the payment to which you are entitled. If there are other heads of loss, he will confirm you need and direct you to an appropriate FCA Insurance Intermediary specialising in Regulated, Motor Insurance Claims Handling. Remember the government report published last year confirmed the awful state of insurers' conduct when they make vast profits from the way the badly handle claims? Yours BusyRoly999 [/font][/size][/color]