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Steven_Brown

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About Steven_Brown

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  1. Been getting 4 - 5 letters and texts a week from Cabot in the last month, Should I just continue to ignore?
  2. I am now starting to get letters and phone calls from Cabot saying "This account was with our solicitors but we have decided to not pursue legal action at this time. Please contact us to arrange payment options. We need to hear from you in the next 30 days." Should I be getting in touch with them? I have noticed that the balance has increased since before the court claim.
  3. I received a letter from Mortimer Clarke today saying that I may have already "Inspected" the documents to which I make reference. They want me to confirm what documents I require then they will take clients instructions. I'm not sure which documents they mean. They go on to say that they have received my defence and are taking clients instructions, in the meantime the matter is on hold.
  4. Name of the Claimant ? Marlin II Europe Ltd Date of issue – . 30/04/2014 What is the claim for – 1. By an Agreement Between Lloyds TSB ("LTSB") & the Defendant on or around 15/05/2008 ("The Agreement") LTSB agreed to loan the defendant monies under the terms & conditions set out Therein. 2.In breach of the agreement the defendant did not pay the instalments as they fell due & the agreement was Terminated. 3.The Agreement was assigned to the claimant on 28/11/2013. The claimant therefore claims: 1. £9000 2. Interest pursuant to section 69 of the county courts act 1984, namely £2000 & continuing until judgment or sooner payment at the rate of 1.95 What is the value of the claim? £11500 Is the claim for a current account (Overdraft) or credit/loan account or mobile phone account? Loan account When did you enter into the original agreement before or after 2007? after Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. assigned Were you aware the account had been assigned – did you receive a Notice of Assignment? no Did you receive a Default Notice from the original creditor? no Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? no Why did you cease payments? started a DMP What was the date of your last payment? june 2011 Was there a dispute with the original creditor that remains unresolved? no Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? yes
  5. Sounds that way, do I need to send cca request to marlin? The court says I can file my defence and to submit it as soon as possible. Im not sure what defence to submit as I have not requested a CCA or CPR 31.14 and I am not working to a deadline. The court said that they can lift the stay any time and it will go straight to judgement. I am worried that if I contact them to request these documents that they will just go ahead and lift the stay without my defence. The letter from Mortimer Clarke I received says that if I don't respond with there request within 14 days then they will contact the courts to lift the stay.
  6. I have just been E-Mailed the Particulars of the claim and they say that the claim was acknowledged on 03/05/2014 but nothing else submitted after that.
  7. The DMC was first step finance unfortunately, I will ring the courts in the morning.
  8. I've just been looking through my noddle report and the balance jumped up by £2600 in may 2014 and has been increasing £50 - £70 a month ever since. I was still with a DMC then so I can only think that they dealt with the case. Can I get details of the case from the courts? I last made a payment on this account in may 2011 and defaulted June 2011.
  9. I have never received a claim form for this debt. and there is nothing on MCOL either. Should I ring the county court?
  10. I haven't changed address, I was with a DMC in 2010 and Lloyds didn't respond to any CCA requests and the debt was assigned to Marlin in January 2014, I haven't had any other letters since then until this one today.
  11. I have just received a letter from Mortimer Clarke stating that they act on behalf of their client Marlin Europe II Limited asking for details of my financial circumstances for a debt that they say a county court claim was issued on April 2014. It also has a claim number at the top of the letter and if I don't respond they will lift the stay and request Judgement. I have never had any claim form for this debt and I have logged on to MCOL and there is nothing on there with that claim number. I also went on to my credit file and it says the debt they are talking about is with Cabot for a different amount. I'm not sure what to do.
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