Right OK, I understand where you're coming from. Just to double check... on loan 3 I made payments weekly - some months I made 4 payments, some were 5 payments. Do I put that on the spreadsheet as weekly payment dates and how am I working out the PPI percentage, weekly again? Thanks for your help with this... nearly there!

OK, thanks for that. Is there a particular reason that FSCS should know that or is it just to make them aware that WF didn't work out the rebates properly on the first and second loans? Also, where I have two loans with WF, will I need to complete 2 fos questionnaires? Many thanks

OK, I've done that. I've added the PPI rolled over from loan 1 and the PPI on loan 2 together and have put them both on the same spreadsheet as these two are to be sent to WF. Should I do the same thing for working out loan 3? (I paid weekly, by the looks of things, but was still charged monthly interest). Also, in three instances I made 5 payments in a month depending on how long the month was. Is this gonna be more tricky to work out? Thanks

Hi On 29/09/2004 when they settled the loan, the insurance rebate they gave me was £63.79. Thanks

OK, I've done the spreadsheets for PPI and the Healthcare Insurance, which I've attached. I need some help with working out the PPI amount rolled over to loan 2 Thank you

Hi, thanks for that Am I able to claim healthcare (£150.00) back as PPI aswell... it's been included in the insurance premiums advanced on the payment history. Thanks

Hi I've uploaded all documents for Loan's 1, 2 & 3... I've also uploaded agreements 4 & 5 - for some reason, they decided to change the agreement number another couple of times... not sure why. I do have some different figures on them so thought they might be useful. I really appreciate any help at all with this. Many thanks

Hi, thanks for coming back to me. I've had a read of the FSCS website and noticed that they will only deal with WF claims after 14 January 2005. I have all the paperwork... agreements, payment history, loan history etc for all 3 loans. I've scanned them all on to my computer and blanked out my personal details but what's the best way to upload them on to here? Thank you

Hi there I sent a SAR to Welcome Finance and have just received my paperwork. I’m hoping to claim back the mis-sold PPI on 3 loans I had through Welcome Finance. I’m having some problems getting my head round how to work this out and was wondering if someone could please help me? My first loan was taken out on 09/09/2003 and this was refinanced on 27/09/2004 and then refinanced again on 11/01/2006. I've read the notes on PPI reclaiming on here but I’m confused when it comes to working out the figures. I can get so far on the first loan but then I don’t understand it when the loans are refinanced. Also, I have insurance rebates when the loans were refinanced; I then set up a Debt Management Plan in February 2007 and then the loan was sold to a Debt Collector on 01/01/2010. All very confusing I’m afraid but hopefully someone can help Many thanks