Hi. Yes I did. I sent the letter that was posted and they came and collected the car. Which has been sold as I got a tax notification from the dvla

Finally received communication from the car finance company Total balance : £4916.80 arrears balance : £239.84 This notice is given in compliance with section 86b 2a of the consumer credit act 1974 because you have fallen behind with your payments under the agreement. As per the terms of your agreement, you must pay all instalments by the due date. If you have not already forwarded payment, please contact us to discuss the state of your agreement. If you want more information about which payments, you failed to make please get in touch with us. We are required to give you this information within fifteen working days of receiving your request for it.

Thanks for that. I sent a recorded letter was signed for on the 30th. No response. Got letter today saying I'm in default. They have totally ignored my request to cancel the finance

Hi. Thanks for that. I have printed it off and going to send today but needs a little help with the calculations. I asked them for the amounts and this is what they told me. Starting balance £14,32 0 Deposit £1000 Balance £13,320 Payments made to date £1803.36 pence (Sorry I have dyslexia ) Outstanding balance £ 11.916.96p

Re issued invoices that's the joke of it I paid 3 months via invoice. I have cancelled now anyway sod them!

Rang me today chasing a debt I last paid into in 2005. They have my old address on record but my new house phone number. They said this debt is from 1996 but a ccj was issued in 2012. I was 14 in 1996 lol ? They said they can legally chase any debt that's got a ccj. Any advice when they next call?

Ok here's my story. I have had sky tv for around 5 years. I was on direct debit payment , my bank account got shut down and I called sky to switch to invoice payment. At first they outright said I could not switch payment method but after a lot of arguing they agreed and when I log into my sky account online my payment method states : invoice. First month : don't receive my invoice. I call they check, state it's been sent already bit re issue and I pay. Second month: same again Third month : same again Fourth month : today. Call staying no invoice been received state I'm reporting this issue to Royal Mail as there seems to be an issue. I get put on hold, then get told I was never on invoice, they can't switch me to it, none of the invoices were ever sent and I wasn't ever charged for the invoice service. They said their preferred method is continuous direct debit and I said I simply can't as I don't have a bank account again yet. They said they will call me back later after investigating this but I have a feeling they are going to try and force the DD issue again. Any advice for when they call back please ?