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Darothane

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  1. Hi all, I hope i've posted this in the correct place, please move it if I haven't. at the start of this month I received a letter from DWP stating that I owe them around £250 (I can't remember the exact amount off the top of my head.) and that they needed me to pay this back or make an agreement to pay by the 25/4/2014. The letter said that I had previously been written to explaining why I owed the money and that was it. Nothing else on the letter. I telephoned them and spoke to a lady on the phone who said that i'd had 6 crisis loans that hadn't been repaid. I told her that I would need to see evidence of these debts before I made any payments so she reeled off a list of dates to me. (1 was in 2002, 2 in 2003, 1 in 2006, then another 1 or 2 in approx 2009-2010). She also gave me a list of the amounts but wasn't "allowed" to tell me which amounts coincided with which dates. They are all periods when I was on the 'dole' and I vaguely recollect getting the crisis loans and then no money being taken from my benefits but it was a long time ago and I had a bit of a weed problem back then so my memories of the times are a bit vague. (with the exception of the '09-'10 one as that was when my son was born.). I asked the woman on the phone why it had taken so long for them to attempt to reclaim the money as I had been on JSA multiple times since then and more to the point, why would they allow me to have multiple crisis loans at one time before others have been repaid, she just fobbed me off with some excuse that I can't remember. I stumbled upon this forum as I was doing a bit of research on a different matter entirely for a friend of mine and discovered a section about "Statute Barred" and I was wondering if this would apply for the majority of the loans. Obviously, the ones that are within 6 years wouldn't be covered by these but the majority of them are more than 6 years old and potentially should be covered. I didn't make any arrangements to pay, although I did ask for documentation of all of the money owed (which I haven't received) and I said that I would be back in touch. I have been working for approx 7 months this time around and on barely minimum wage, my rent + CSA payments take up approx 60% or more of my wages (depending on overtime worked and bonus for hitting targets) so I really can't afford to be paying money out if I don't need to be. Any help on this would be appreciated. Regards, Daro
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