I did think about requesting it but again like you say they would know my current address although I'm sure if they wanted to they could find me. Does the ccj drop off the register that the court holds as well after 6 years? Thanks

It just worries me that they will catch up with me and try and make me pay it. 5k is a lot and I don't want my family punished because of someone in my past

No not to my knowledge. I was barely 18 when it was taken out - same as I didn't sign for the mobile phones I found in my name etc

I didn't inform the creditor as I wasn't aware I was even part of the credit agreement - all I knew was that it came out via dd from the joint account we had at the time. It was an abusive relationship and i tried to cease contact as much as I could so when I discovered this I had no contact details for him. It's just affecting my life as I'm wanting to move house as expecting my second child but will instantly fail all letting agent checks

No I have moved a few times. I think the ccj is registered against us both but as I'm not with him and haven't spoken to him since 2010 then I wouldn't know. It is showing I am financially linked to him

Sorry type error it was registered in 2010

Hiya asking some advice - I have a ccj on my credit report that was registered In Jan 2015. It was for car hire purchase that my ex husband took out and kindly added me onto it as a guarantor without my knowledge. The original debt drops off my credit file in august this year and the ccj will be 6 years old in Jan 2016. Do I carry on and leave it until it drops off or do I contact the court and get it removed as I never received paperwork for it as I never knew that debt was taken out and my name used for it. Thanks

Just wondering if anyone could give some some advice please. I've always private rented never with an agency due to adverse credit thanks to my ex - having been working hard to pay off some of this I checked my credit report with experian and it said my rating was 788 which falls into the fair category. Would this be acceptable enough to rent a property?

Forgot to say we paid £100 deposit on my dad's visa debit card?

We are currently awaiting a call back from the garage manager ad to whether they will refund as we have spoken to them and asked for a refund due to the car now being completely unusable. It is being collected by the garage that did the head gasket repairs tomorrow morning

Can I ask which garage it was as it's probably coincidence but I have just bought a faulty car from a place in Derby

OK thank you. The garage who did the head gasket repairs have contacted me to say they are recovering the car tomorrow morning as they want to see if the head they fitted has caused the damage....

Paid by cash. I have the original invoice for it still

Hiya just wondered if anyone can help me. I purchased a car on 1st November it is a 55 plate ford c max - I got it from a dealer so not a private sale. As soon as I got it home there was a fault with it. We rang them and they said take it to a local garage if it's a small job we will reimburse you the cost - turns out it was the head gasket so they towed it back a week later. It then took them another 2 weeks to get it repaired. All this time I was without a car. There were issues during the repair as well with them saying it would be ready and then it not being. Finally collected it on Tuesday from Derby and it broke down yesterday had the RAC out and the cam chain has snapped as you can imagine I was really upset as I had been without the car for so long and now this. I'm no mechanic but I no that this is another massive repair job. I want a refund now as I have lost all faith in the car - in a space of 4 weeks I have had the car in my procession for 3 days. Can anyone advise me where I stand thank you in advance

I've recently got a copy of my credit report to discover 2 ccjs on my file. Neither of which I have received court paper work for both logged in 2010. One of them is for car finance with first response finance - now this was not taken out by me but by an ex we just had it (as I was aware) coming for a joint account which was the only connection to me. It is for approx £5500. Is there any way I can contest this or get it removed? Thanks for any help in advance

Yeah it was on a copy of my credit report that I got from experian. I really don't no how to prove it's not mine without wishing to sound stupid - the ccj is from 4 years ago and the original agreement would have been taken out in 2007-2008

What do I do once I get the paperwork for it?

If I ask them for a copy isn't that me then saying it is my debt and I don't really wAnt them knowing my address incase they were to send baliffs as it is a long time outstanding. Yes it is northampton. Can I ask first response for a copy of the original credit agreement? Thanks

I requested a copy of my credit report so I could see exactly what I owed and I discovered I have a ccj on there from 2010 which is for car finance that my ex husband had taken out - it came out of our joint account at the time but I definitely didn't sign any car credit agreement - I would have only been 18/19 at the time and can't actually drive anyways. The ccj is with first response finance. I have never received any ccj court paper work either. How do I go about challenging this and getting it removed from my credit file? Thanks