SLC advisor told me that debt had been passed on to NCO Due to my 'non payment'. Obviously I told them that I'd had no 'demands' from them. Think I will write to SLC to ask for clarification as suggested.

Yes I have letter from NCO

well thats the co letter heading on the letter NCO, Preston: 0330 0601160 and i've spoken to them as i mentioned. They didn't mention the overpayment just something called a COCD, which i'm supposed to send back to SLC yearly. I'm like "what??" so I phoned SLC spoken to someone and they told me it was because of a grant overpayment in 2003. Weird, but all 100% true. Crux is am I or not safe as its Statue barred in my eyes, esp as it's now no longer a gov SLC debt it's NCO debt.

No I won't be doing that anytime soon.

But it's not government 'chasing' it's a co called NCO based in Preston. SLC are saying i made an arrangement to pay overpayment, but didnt clear debt, which i believe is correct. Although as mentioned previosuly, I just presumed as I had a job & paid in each week that the overpayment was tacked onto the original amount. I've had no nasty letters regards this from SLC certainly for 7-8 maybe 9 yrs, of that i'm certain. Bloody silly to me TBH, as had SLC written to me I would have paid, I can pay now, but presume they've sold this 'bad' debt for £1.50 and therefore there's no way i'm paying DCA full amount.

1. as pointed out b4 cannot be investigation or disciplinary - one or the other\ 2. he can hold the investigation and disciplinary if the company only have very few staff. If there are multiple managers then this shouldnt happen and a tribunal would take this into account, if you were sacked and went for unfair dismissal. 3. unless i've read wrong you handed the money to the manager and then he counted it out - not in your presence, or with any other witnesses. If so it's your word v his and dodgy ground for gross misconduct. if that's the case let em, appeal the decision and then goto tribunal. If there are witnesses and they all state the same that the money was missing then balance of probability is they can discipline you, but i'd still think gross misconduct is a step to far, as a first issue. If they do carry out their threat then a tribunal would want to see that the company acted fairly along each and every stage. 4. I'd get some customers to act in your defence and also other staff. Write a letter in the strongest words possible (no swearing) to the MD and if you're 100% innocent then launch a grievance against manager. Disciplinary would need to halt and grievance dealt with before disciplinary could resume. obviously, you will be creating enemies so you need to ensure 100% correct procedure and have the money counted in your presence or with a colleague you can trust. hope this helps

Hi Today I received a letter from a DCA requesting payment of £400 re my student loan. The DCA couldn't tell me why they sent me the letter . .. go figure, I called the SLC. It appears that I had been overpaid by SLC £400 in 2003, re a grant, and I made an arrangement to pay. This does ring bells with me... I have not had any letters, other than my annual statements from either SLC for over 9 yrs or ever from any debt agency over this. I pay my student loan out of my wages each week without fail, and had just presumed that the amount had been tacked on to the total amount. Would I be correct in presuming that this is satute barred and I can tell the DCA to whistle? I certainly haven't been in touch with SLC in the last 6 yrs and as just mentioned have not had letters requestng paying in that time either. Many Thanks