I have been looking for further information regarding submitting the N244. On gov.co.uk it explains that if I do not attend the court hearing my application will be rejected. Now I'm having a panic over what I need to do - if I submit the application will they give me a court date at my local county court? I would definitely not be able to go to Northampton. Can Capquest instruct a bailiff in the meantime or will they have to put that on hold until the court date? If the court decide that I cannot have the debt put aside will they force me to set up a payment plan even though I do not know what the debt is for? I am sorry for all the questions but this whole situation is very frustrating - I wish there was more information on the form. I did notice that the space for my date of birth was blank on the judgement I received today - If I had a debt with them surely they would have this information? Thanks again for any help with this

Again, thank you for the quick replies. I feel that I need to get to the bottom of what the debt is. I had no idea that the entry was on my credit file - it has shocked me that it has been on there since 2008. However I have not had any other account other than my current bank account which I estimate I opened about 9 - 10 years ago. I married my husband in 2004 and I'm sure we had our account before getting married. So, just to confirm, I send the N244 to Northampton County Court. I explain in the evidence box that I did not receive the claim form because I have recently moved and due to not receiving any correspondence I did not notify them of a change of address. Due to this I was unable to put together a defence or respond to the claim. Should I also explain that I do not know what the claim relates to and request more time to investigate what the debt is? Thanks again

Thank you for the quick reply. I have just been looking at the form N244 and just have a couple of further questions. Which court do I need to send it to? The CCJ was from Northampton County Court - however this is nowhere near where I live. Would I have to attend the hearing? I have a job where I am unable to take time off in term time. Thanks again

I have received a Judgement for Claimant today which orders me to pay £1661.42 by 26th November (today's date). The Judgement is dated 19th November. However, I did not receive any papers or any notification that I would be taken to court to get a CCJ. I have recently moved and as I was unaware of the debt I obviously did not notify them that I have moved. I do have a post redirection in place which is why I have received the judgement today. But surely any documents would have been forwarded by the post redirection. I have never had to deal with anything like this and am at a loss as to what to do! I have checked my credit report and it states that Capquest registered a default on 21/10/2009 and it says account type is bank - but I have had the same bank account (and no others) since approx 2004. says the account started on 02/06/2008 My main questions are; - I do not know what the debt is relating to - how can I find out? - Can I do anything about the CCJ now? If I had received the documents prior to the court date I would certainly have looked into it at that point. - I cannot afford to pay the debt - we are barely keeping our heads above water as it is, is there anything I can do about this? As for more time until I have determined what the debt is for? I feel that I should not be paying for a debt when I do not know where it came from? Any help would be really appreciated - I have been looking at advice given by others for similar problems but am getting lost with all the CCA/SAR abbreviations - I don't know what they mean . Thanks