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sfb2no

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  1. Thanks Andy. I am still a little confused by the dates used! The debt could not be SB before the court date as I was only in Norway for 2 years, so even it the default date was the day I arrived in Norway it would be less than 3 years. Where does the 19.08.2014 come from? If the court date was 03.05.2003 and the clock stopped ticking when did it start ticking again? As I thought the court date would also be the judgment date 03.05.2003 which with 10 years to run would mean SB date of 03.05.2013 then an additional 1 year would make it 03.05.2013 would it not? The thing I can think of is that on 19.08.2013 they found my present address and wrote to me which would account for the 19.08.2014 SB date. But is this legal as the 10 years was up on the 03.05.2013? Even if you use the bailiff warrant or what ever it is; date of 03.09.2003 the10 years would be up on the 03.09.2013, giving a SB date of 03.09.2013 with 1 extra year giving 03.09.2014 which is after what they are saying in the SB date of 19.08.2014 which would point to the court date of 03.05.2003 being the judgment date. Surly to get the extra 1 year added for finding my new address they have to apply for it before the 10 years are up, or am I wrong? The way I see it, is that they should not be able to get an extra 1 year to collect the debt once 10 years have passed the debt should have been SB on or after the 03.05.2013 if using the court date. If I am wrong and they are right that they have until 19.08.2014 to get money from me; as they are in Norway and I am in the UK, and they don't have any offices over here, they would have the use a UK credit agency to collect the debt, would they then have to go to a UK court to be able to enforce collection of the debt? i.e. bailiffs and so on if I refused to pay. As I still don't think this debt is mine, I do not remember ever having any dealings with Netcom who the debt is with, as I had a TeleNor pay as you go mobile phone and Internet service from TeleNor also, so don't know why I would also want or need to use Netcom. I did write to the asking to explain what the debt was for and from when but all they sent me was the letter demanding payment and court date if I did no pay; the court ruling; and the bailiff thing; but it not send any thing telling me what the debt was for. I am writing to them again to ask for this information once more so will wait and see what they say in anything. Thanks again for your help.
  2. Hi Andy, Thanks for that I don't understand it fully but I think I get the jist of it. I have used google to try and translate the documents they sent me, not very good translations but from what I could gather they read as follows: A demand for payment was sent to my ex Norwegian address undated, but says that It will be taken to court on the 05/03/2003 unless I respond by 21/02/2003. The next document is the court ruling dated 05/03/2003 and from what I can make out it says that I have 14 days to settle overdue amount from 04/02/2003 with interest at 12%. The judgment considered proclaimed : 14.03,2003 And appeal deadline is 1 month from judgment. The next document seams to be a bailiff warrant/judgment. dated 03/09/2003 from what I can gather saying the could not serve the warrant as I was not living there.. So from what you said above about the Statute of limitations in Norway, would I be right in saying that The general limitation period commences on the day of the first court date 05/03/2003 which means it is statute barred after 3 years i.e. 05/03/2008. Or is it the Bailiff one dated 03/09/2003 which would have a statute barred date of 03/09/2008, as there is no other document provided by them regarding this with any later dates would I be safe in saying that it has not been subject to an additional limitation period of1 year or more. Thanks again for you help with this.
  3. That has me puzzled also, I had a scan through the EU-directive 2000/35/EU of 20.06.00 on google and it does appear to be meant for commercial use, so don't understand why they are using it against me ass I have never been a commercial customer, not that I understood much of the EU-directive 2000/35/EU of 20.06.00 when I scanned through it.
  4. Hi, I lived in Norway 10 years gone May, have since lived in the UK since. I got a letter from Lindorff Capital last week saying I owed Netcom a Norwegian phone company 11658.10 NOK which is about £1,200. I do not remember ever having dealt with this company while living in Norway, my mobile phone was a pay as you go phone from TeleNor so I don't understand how I could owe a phone company any money. When I asked them for more details and quoted the statute of limitation to them they replied with a copy of a court action dated 13 Mar 2003 and some other papers all in Norwegian which I am struggling to translate, and said that: "In accordance with the rules of the EU-directive 2000/35/EU of 20.06.00, (combating late payments in commercial transaction), the creditor is entitled to claim collection costs and overdue interest from the debtor. The Statute of Limitations are 19.08.2014. 10 years from legal action and one year from the new address was found". My question is are they correct? does this directive apply to me even if I did owe them money for a personal mobile phone?, do I have to pay this money that I don't believe I owe? Any advise would be welcome. Many thank.
  5. Hi, I have the same problem. I lived in Norway 10 years gone may. I got a letter from Lindorff Capital last week saying I owed Netcom a Norwegian phone company 11658.10 NOK which is about £1,200. When I asked them for more details and and quoted the statute of limitation to them they replied with a copy of a court action dated13 Mar 2003, and said that "In accordance with the rules of the EU-directive 2000/35/EU of 20.06.00, (combatting late payments in commercial transaction), the creditor is entitled to claim collection costs and overdue interest from the debtor. The Statute of Limitations are 19.08.2014. 10 years from legal action and one year from the new address was found". My question is are they correct? do I have to pay this money that I don't believe I owe? Any advise would be welcome. Many thank.
  6. I was unemployed in the UK from May 2003 till Sept 2003 not sure how I can prove this, I was then working in the UK fro 27 Sep 2003 paying PAYE tax and have been ever since. I may have a P60 for 2003 but it will only show tax and employment from the Sep 2003.
  7. Hi. I got a tax demand from Norway today, demanding payment of tax from the years 2001 to 2006, or they will make an attachment to earnings. I only worked and lived in Norway from Nov 2001 to April 2003 and tax was taken of my wages by my employer. Pre Nov 2001 I was living and working in the UK paying tax PAYE and making visits to Norway every 2 or 3 weeks. From May 2003 I live back in the UK unemployed until Sep and then started paying UK tax PAYE. My Questions are How can I prove that I paid UK tax for these years as it is over 6 years ago and tax records are only kept for 5 years 10 months, and can the Norwegian tax office chase me for tax from over 6 years ago, and do anything to get money from me in the UK? As I am not sure how I can prove to them that I don't owe them any Tax. Many Thanks, Stephen
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