Jump to content

Murphy111

Registered Users

Change your profile picture
  • Posts

    37
  • Joined

  • Last visited

Everything posted by Murphy111

  1. Lovely Thanks again, this really is an awesome forum, very very helpful indeed Regards Murph
  2. ok it now seems to be £2,673.19 I had to delete and re-enter the last payment, then it righted it's self
  3. I have just changed it and it's put the amount at a minus?????? it now says -£9,355.51
  4. I think you are confusing me with somebody who can use a computer lol I wouldn't know where to begin, I am more than grateful for your help so far and don't want to put you to any more trouble by having to teach me how to do PDF's etc Cheers
  5. Cheers dx it worked with office, if iv'e got it right it comes out @ £2657.76 Does that look about right? or have I made a hash of it Thanks again Guys
  6. saved it to my computer then opened it, not sure why it wont let me type in it.
  7. Yes I saved it to my computer then opened it, not sure which version i'm on or why it wont let me type.
  8. Thank you very much, I really appreciate you taking time out to help me with this. However I have hit a snag, the spread sheet wont allow me to type in it, I have hit "enable editing" but still no joy. I assume my excel is out of date, grrrrrrrr Thanks again, and I will pop back with the results when I have them. Cheers
  9. Hope this helps Loan 1 for £2000 only 4 repayments made @ £95.09 with 6 lots of interest charged , they were £12.15 £30.73 £33.99 £30.04 £33.02 £14.83 Then it says acc closed BBA OVDRFT NO PROT 22/06/99 £2069 Then loan 2 starts , loan amount £3900 17 monthly payments made @ £139.09 with 19 interest payments of £40.32 £72.96 £74.14 £66.40 £69.70 £68.62 £65.44 £70.59 £58.92 £62.07 £60.83 £61.61 £58.54 £62.89 £54.13 £54.82 £57.04 £50.65 £17.38 With a final settlement payment to close the acc of £3462.35 on the 15/12/2000
  10. Cheers for the reply I am sure it makes perfect sense, but to be honest I don't have clue how to work it all out, apologies for sounding thick, but I just don't get it. I suppose I will just wait for the letter/cheque to arrive and hopefully get a pleasant surprise. Cheers
  11. Hi ims I have a SAR from Barclays and this is where i'm getting the following figures from. Loan 1 interest paid according to the SAR breakdown is £154.76 Loan 2 interest paid according to the SAR breakdown is £1127.05 So do i get the full ppi premium plus the two figures above plus the 8% on top of all of it? Cheers
  12. As far as i'm aware i never received any rebate when i took the 2nd loan just looking at the actual agreement now i may have had the dates wrong slightly loan 1 was for £2000 and started on 25/01/1999 monthly repayments @ £95.09 pm with an upfront ppi premium of £295.55 , this account was closed on the 22/06/1999 loan 2 was for £3900 and started on 18/06/1999 monthly payments @ £139.09 pm with an upfront ppi premium of £799.83 , this account was settled and closed on 19/12/2000 I don't recall getting any rebates on either acc, but thats not to say i didn't. But if I didn't, what am I looking at ballpark? Regards Murph
  13. Hi All I was wondering if anyone could help me out with a calculation please. I have had 2 ppi claims upheld with Barclays on two different loans, and was wondering what i might expect to receive from them. Loan 1 was taken out on the 06/01/1999 and the ppi was an upfront payment of £291 I must have then re-financed that loan as loan 2 starts on the 10/06/1999 and runs until the 5/09/2000 this was also an upfront ppi and the payment was for £800 So it appears i had ppi on top of existing ppi when i re-financed. Thanks for any help. Regards
  14. Hi Just out of curiosity, I don't know the interest rate that I was paying, it was a long time ago and I have no paper work. I done a spreadsheet with the help of Ims (thanks again), and it seemed to work out about right on the figures I am aware of. but........ I have read a few other posts on here and done a bit of googling, is it possible that the interest on my mortgage was "compounded" ? and if it was how much difference could this make? cheers
  15. Ye the 43 seems right from the dates Iwas given and can remember, Thanks a lot for your help on this. I will post here when I get the offer from Barclays. Thanks again
×
×
  • Create New...