That is a letter of assignment. All you need to do is write telling them that you do not know the whereabouts of Mr Blackadder From reading Arrow Global have a different M.O. to other debt purchasers. They buy a debt and then get a DCA to collect. They are also quite happy to litigate. I know it is a nuisance but I really would write to them telling them the truth, maybe quote OFT guidelines in the letter as well

Just because you say that no one of that name lives there does not mean you are saying someone with the same surname does. Something like I have no knowledge of the whereabouts of a Mr Blackadder and can confirm that no one of the name edmund blackadder has ever lived at this address (to the best of my knowledge) . That way you are telling no lies and both he and the dca can go and shove their heads up their arses ( I assume that is ok with you, father of your children or not)

Two options 1) Ignore it 2) Write to them saying no one of that name lives there and you have no idea where this person is. I would go for 2 and if they ask for proof tell them to go away and do thier homework, it is not for you to do their job I had something similar from a different company and I ignored it, they then wrote again and when I called them to say the woman in question had not lived there for at least 10 years I was told I had broken the law by opening the post go figure!

sorry they are much more than that.

Thank you, now all I need to do is raise the money. I might try a DWP budgeting loan or maybe some of the trusts that are out there.

Thank you, not got any of those.

Hi Can anyone tell me what debts are not covered by BR , e.g DWP, HMRC

Hi I have just had a letter saying a debt I owe has been sold to MMF . The debt is in dispute and there is an unresolved complaint. Any ideas what I need to do?