Round table
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Q1. What is a CRA file? Q2. Would the owners be the previous company (before the solicitor?) as so many companies have appeared over the years. Will check back for penalty charges (none at least for a few years) Credit card. Thanks for help..
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Thank you. Have been making minimum payments for many years. Also had a payment plan with the CCCS agreed until my financial situation deteriorated and I had to stop payments for a short while. Now making very small regular payment as unemployed. Royal Bank of Scotland seems to be taking me to court? Contract was with RBS Advanta, and recent statements have been from MINT. Assigned to various debt collectors, lost touch of who with now, as with RBS solicitor. Any more useful help or even just pointers, greatly appreciated, thank you.
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Have given a great deal of information already...therefore on the basis of what has been given so far...please... What is the best action or even just pointers for defence here? Recommendations? Thanks.
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13. Yes. 15. No. 15. Nothing else. What is the best action or pointers for defence here? Recommendations? Thanks.
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What is the best action or pointers for defence here? Recommendations? Thanks.
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Not declined their increases (not sure if they stated they were increasing, if so, maybe in the small print, not sure?) Used their credit over time, until I was unable to pay back due to worsening changes in my financial circumstances. What is the best action or pointers for defence here? Recommendations? Thanks.
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What is the best action or pointers for defence here? Recommendations? Thanks.
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Are they able to increase my credit card limit 3 x more than what I asked? Without asking me? My salary and other loans could not support these huge increases? Should these increases be classed as under their own risk, as I did not ask for them? Thanks.
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Contract signed with RBS Advanta in 2003. Card not used in the last 3 years. Called MINT now. Is contract with RBS Advanta valid still? Thank you.
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Hi, RBS solicitor is going for a summary judgement on Wednesday for around £9,000 plus I expect expenses. My defence is I only agreed to £3,500 to £9,000 plus. Also, that I'm unemployed with no money. I disclosed my full income and expenditure and assets to their solicitor, without prejudice, while discussing a potential settlement offer from friends and family which is nearing potential agreement but would cost me very dear & leave my other significant debts fully exposed still.... Thanks for your needed help. Round table.
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Hi, Yes, it is scheduled for this Wed 12 Dec, but their solicitor has asked for weeks postponement while we discuss some more as I'm defending this...not confirmed if delay has been granted yet by the judge. Many thanks, Round table. ...sorry for the delay in replying as just eaten some dinner..!
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Hi all, I'm brand new to this forum & wondered if RBS Advanta still exist? I have a credit card contract signed with RBS Advanta - and this seems to be MINT now? Is the RBS Advanta credit card contract a valid contract still? I'm being taken to court by the Royal Bank of Scotland over a credit card loan, which I signed for with RBS Advanta for £3,500 back in 2003, but they kept on increasing this, without my permission or requests, to over £9,000, and now I'm unemployed I cannot afford to repay this, and they are taking me to court when I have no money? Can they do this when only £3,500 signed for? Also, signed with RBS Advanta (not MINT)? Any help here would be greatly received, feeling desperate, thank you. Round table.
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