Sharp58 So you know: Debt Collectors have no actual official powers. They are not allowed to harass you by letter, over the phone or on your doorstep without permission. The only time they can do this is if a court has appointed them with a court order to recover the debts. Again, this is why knowing your rights is very important as Debt Collectors will play on this. you can also protect your self legaly by looking at the The limitations act 1980 sec 5 Now even i know if you have had a min of 4 years and up to 6 years gap from one correspondence to the next, then it does come under the stature barred, also they have no proven to you that "You" are the depter, but are shooting in the dak due to the fact that your las colleges did not inform or do the right thing by removing your name after you left, hence them pulling a fast one. I agree with everything people are saying, as i have a issue like this a few years ago 2 to be exact i called the DCA and also the people who inforced the DCA, i told them the in and out and , in the end they admitted fault, and i told them categorically if they contact me again i will press charges for harassment. I also found out any dept is on some system and dept collection agencies seem to pluck out a list and then go after them thinking they are above the law, using hard tactics to get money, by turning up on your doorstep, i suggest doing some research online and your be surprised what you can do in stopping this, i my self am having a issue with the DVLA and a dept collection agency for £80, and am seeing my Mp Steven Hammond on Monday morning. good luck and remember, as from 2007 it stopped being your problem

Good morning all, i only signed up to this forum today, so please bare with me, this may be a long one however i will keep it a little shorter then normal as i posted something on another site (free) until l i found this site, and took the opportunity to sign up, so i hope i don't offend if i post a link in here to the post i already made, this will solve you reading 10 pages. Now, i have since passing my driving license and having a vehicle always been on time paying for incurred and tax and mot, until this year where due to lack of work and money i was not able to fulfill my obligations to Road Tax my motorbike, and as i was fully aware that i needed to keep the bike off the road i did this by putting it in my garage and contacted the DVLA by mail, and i could not get the tax, at no time was i avoiding the fact or hiding from it, i 100% sent a letter stating the facts and issues i had and never got a reply back,then in in September i had all ( MOT.This was due to the fact that she was falsely impersonating another company separate from the company she worked for:???:, so i called DVLA in wales and they gave me the number of the office in Leeds.. enforcement office of the DVLA 01132 326909....."ye i know, you would think that the DVLA a government funded and ran organization would have everything in one place":???: ---------------------------------- this is what i wrote: very interesting,i was unable to get tax straight away due to lack of cash, however my motorbike was insured till 17th of august,and new one started 2 days before that,i also had a MOT done on the 4th of June (again lack of funding ),and in the end i got tax on the 15th of September, however i wrote to the DVLA, the address i found on there page,and wrote it in my own handwriting. however that was after the 26th of July, and heard nothing back, thinking all was fine i continued my life, until yesterday morning when ,i received this letter from Inter cred international,by looking at the website they seem to be one hot company to mess with, but from your comments it seems to contradict there webpage. 1) The DVLA by law (what i been told) have to state they have in powered a dept collection company that actions will now take place : NOT HAPPENED 2) i have just recently had both my license and my digi-card renewed, so why no comeback or feed back while i was there handing them in???would it not show up or be on the screen?? 3)The letter i got has a comment in it stating this :"The DVLA is currently preparing a claim against you"WTH does this mean, get the money before the prepare it??? 4) i should pay within 24hrs of getting this letter by calling *02071071227 quoting my ref number (not happening i sent the DVLA a letter,i am also going to go to there office on Monday morning The DVLA are legally held responsible if there is fraud in question and if it is, i work in the film industries and have a few contact,one of witch works on watchdog UK All vehicle no matter size or type, once you have a full MOT and insurance BOTH are then automatically updated on the DVLA and ANPR (automatic numberplate readers),there is another one but cant remember there name. Also they can easily check if you have a happen of not getting tax on time, and one thing they will see i have always been on time,and done everything in my power besides going to them and sitting on there lap and telling them face to face (i should have done that but to late now). if need be i will go to court, and fight it, i have to prof,and i did send out a letter * in writing that i was not able to get tax due to lack of funds, and that the bike was off the road and in the garage. *company details from letter: I.C.I Ltd (inter-credit International Ltd) 2nd Floor,South Point House,321 Chase road,Southgate,London N14-6JT, UK Tel:02084476799 Fax:02084824455 24hrs line:02071071227 **Pointing something out here.....notice that there tel/fax numbers all start with >0208>>0207 So i decided to do my own little check and here goes, typed in the full name of the company, you will notice something interesting i came up with two company, one in BARNET (strange that was mentioned in this thread before) this here: interesting thing is they are not in south gate,London there office is registered in : GREEN LANE WALSALL WS2 7PD So you tell me whats going on, also on the letter they have the symbol of the DVLA and on the back of it it has captions from the DVLA interesting if they are so professional why would they need two different lines one for payment and one for talking??? the info from company house is worth the check i always do to find out if they are legal or not...***NEVER ever allowe them into the property,aggreee to anything and always make everything in writing***: anyway Monday i am at the DVLA office about all this. (****so you can feel how i felt spending a half of a day on the phone and talking to about a dozen different people some nice some i would not even allowe in to a public area, i then got to this, where i am now on this website where i found others in the same boat****) OK, still with me?? i know its a lot but it makes sense, anyway i did some research and also found that watchdog UK made a program about this a few years ago but i am unable to find it,also stating you wrote to them , you will have a 20% chance of the courts actually backing you as you need evidence to prove you sent a letter no matter what, and vice verse, BUT you still need to be able to prove that you sent a letter, the court will NOT accept your word that you wrote to the DVLA. so now i have a issue as i DID write to them, and they by what i can see now they never got anything, and that i my self was not that clued up about SORN as for me i believed it was when you sold your car (no longer the legal owner) or had scrap it, both of these don't even come close, so where do we or i stand in the fact this is the first time ever it has happened to me?? so now i have to wait for the dept collectors to contact me as they can not just turn up as i did get the enforcement office in Leeds to put a hold on the claim, so now i will await the next letter, by the way the company are called INTER-CREDIT INTERNATIONAL LTD i advice that you get some recording device and start it while calling them and once you are talking to someone state your recording,trust me it helps and also if they say you said that or this and was like that or this you can in court state you have recording legally obtained,and like to use it in defense against the allegations made,it will go from a fine court hearing to judge john deed...LOL...however by law you need to state your recording for defense purps, if they hang up its there problem. Also you do not need to open the door to them, they are not allowed legally to step on to your private property or gain entry without your permission unless they have a warrant and the police present Now on another topic, why is the DVLA doing this ,where they exchange foreign drivers driving licenses, without checking if that driver may it be a he or she has a full understanding of the law here the highway code or are aware of it, example in Korea (i have a good friend who is from SEOUL in Korea ) even he told me to get a driving license and pass it you do a few hours training and then they take you to a Off road training area/ground and you are tested there, and not in main stream traffic , so i ask if the government are doing this to us who have to take hours of driving lessons, and then have to sit a hazard perception test and a theory test,and then that dreaded 45-1hour driving test, why are they handing out licenses like sweets?? and i do not intent any offense what so ever here its a example:-D has anyone ever thought of getting everyone together and saying ok, we pay taxis and we make one mistake....what about the DVLA getting information wrong coursing issues for god knows who, what about that, seems its always a one way street in this country, and the sad fact is i served for this country and i am starting to regret that..........anyway i look forward to your reply's. thanks for listening....I mean reading