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J2012

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  1. When I fill these forms out and send them to Wonga should I tell them that this is the only form I am willing to send them and I will not be completing the expenditure form that they have sent etc?? Or any better way to reword that??
  2. Thank you so much Renegade,I will download the forms when I get home from work and take a look at them and get them filled in asap
  3. Morning all first time poster. First of all I would like to say how helpfull this forum has been with reading peoples experiences and also peoples input and encouragement in overcoming their debts. I now require some help of my own. My current debts are as follows I currently have a loan with Wonga for £1500 which is due for collection on August the 1st. I owe a debt collection agency £900 for the remainder of my Orange mobile contract (I have written to them offering £20 per month 5 days ago and have heard nothing back since) I also owe £340 in upaid council tax (My direct debit is active but my last 3 payments have not come out,I have yet to contact them regarding this but have recieved a letter...I live in a rented property) The money I have clear/spare at the end of each month is around £150 that is with paying my normal council tax and all other bills. I emailed wonga explaining that I would not be able to pay the amount of £1500 in one payment and would need to arrange a payment plan with themselves. Today I recieved this reply Our aim is always to help you settle your loan as quickly as possible. Acknowledging difficulty in repaying is actually half the battle, so we really appreciate you getting in touch and discussing a repayment plan. Whilst we appreciate your current difficulties, in order to help, we need to get a much better understanding of your current financial situation. To do this we need you to fill in the attached income and expenditure form and return it to us as soon as it is complete. Please note: Incomplete income and expenditure forms will be returned to you for further information, and interest, charges and attempts at payment will not be suspended during this time. As soon as we acknowledge receipt of your complete income and expenditure form, we will suspend interest and charges and all attempts at payment. When we have assessed your income and expenditure form we will reply to you, via email, with our decision. We are here to help, so if you have any queries regarding this email, please contact our friendly assessments team at this email address: wonga etc etc I have read on previous threads that people advise against summiting this form? I do not wish to come across as awkward from Wonga's perspective but also would not want to hurt myself by submitting this form if it is not advised? I would really appreciate some advice on the next steps forward for myself,My main concern right now is Wonga but any advice with my other debts would be very much appreciated. Many thanks for the assistance and taking the time to read my post.
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