Thanks Gizmo111 Feeling better already. Next thing that has made me worried is, i phoned the court like you said and they made things clear to me, they also said that i might like to bring any evidence that i might have to hand it might impress the Judge. I have just read through the court bundle BLOODY HELL! I cant find any think that i might need in there. I must admitt that im not that clever and my faimily have told me that this is over my head, so im thinking that i will just tell the judge the hardship this has caused me ect. I have a list of questions that i have downloaded from this site, they seem very good, and some of them Iv been told they cannot answer. Any more help will do people Fred

Hi All Can any body help me?:? I have just recived a letter from the judge Grand at Dartford C C. Quote "special directions are needed in this claim to prepare for the hearing which the judge would prefer to explain to me in person" This form is headed, Notice of Allocation to the small Claims Track. This will take place on the 22nd NOV 06. I am claiming £1,335.00 + £106.00 int + all costs this comes to over £1.600 I have borrowed £200 to get me this far. Are they going to talk me out of this...? Have the woolwich all ready won? Do i need to take any thing with me? helppppppppp... Fred

Hi No mate i'v tried several miles away as well. Have you or any one else used a buddy,? has any body know if any one as used one!!!!! Fred

Hi Thanks for your reply, i feel better allready:D Cant find Template any where (N149) Can you help agaain!!!:o FrED

Well Breadline Hi. I have been all the way with Woolwich/Barclays. I have a claim going for£2000 that includes interest and court cost's while back they offered £650. I politely declined I heard no more their time ran out so i started court proceedings, i was sent a letter through the court that they going to defend this case. To day i received another letter from them with their defence! It covers nine points none of witch i understand!! It is signed by a Mr Keith Jeremiah LEGAL EXECUTIVE. ooops have i up set any one there? Any way i wanted a court buddy to help me get ready for the big day, i have never been in court in my life! and now I'm panicking

Hi All I have tried all i can to get a court buddy, iv even tried to donate money to the cause! I go to the page were the buddys are, i put in the post code nearest my local court, send a very nice email asking the person to be my buddy, send it.... and it comes back to me:rolleyes: HELP PLEASE!!!!!!!!!! Fred:x

Thanks mumofthree Been there done that, it wont take any money, and every time i look up a buddy and send them a message, it just comes back to me!! I thimk that there is some thing wrong with the link.

I'm desperate to get a court buddy, can anyone help please

Hi all I have tried to find the place to start a new thread, but failed! can any body help me here? I have done every thing by the book to re-claim un-fare charges from the Woolich/barclays. They have just filed an Acknowledgement of service on the 11/Oct/06. They intend to respond to defend the case. Since this claim started i have been issued with three charges of £35.00. Im am a very low paid worker this is hurting me a lot, as it takes a big lump from my weekly wage. I have borrowed from a very great mate the monie to take them to court £120.00 they owe me £1.605.80. I really dont know what to do now, im in panic mode. I have downloaded hundreds of notes to help me in court but dont understand any of them. Can any body HELP! Fred

Can any body help? how much do i have to pay the court to claim £1,441.80. I have all the relevent papers, but it does not make it clear how much to pay! one page say's £20 one page say's £120 HELP!

Hi All Im not very good with words i'll do my best, Im in the prosess of taking Barclays/woolwich to court. I have the forms in front of me.... A few problems- Who do i name on the claim form? Barclays? or the Woowich? My claim is £1,441 80 that includes intrest at 8% does this mean i have to pay the court £120.00 i know that i can claim it back, but i cant afford that at the moment! They have charged me £35.00 for a none payment direct debit when their was plenty of money in my account!! Do i sort this out now or put it on my list off charges? Do i have to put a persons name on the form?, diffrent people have answerd my letters all the time. CONFUSED . COM X

Hi Night star I have been through the letter exchanges from the very start, every thing was done by the book. They offerd me £650 as a good will gesture, i replyd that i would except the money on the understanding that i would still be payed the rest of the money. I recived a letter today 26th Aug saying that no more money would be payed to me. ( i might add that the time frame for this settlement is on the 28 Aug) and that this is a full and final settlement. Do i go to Dartford county court and start a small claims against Barclays/woolwich for the full amount? Thanks for helping me Fred

hI Same thing with me, they offerd me £655 but im owd £1440,80 I sent them a thank you but no letter from the library. Recived a letter to day saying :i should take the money as it was a good will gesture no more money will be offerd! and they are sorry that we could not reach a amicable resolotion. Should i go to a small claims at this time? Fred x

Thanks i will do now Fred;)

Hi All I have joined this link as it might help me. I recived a letter from BARKLAYS/WOOLWICH AFTER SENDING THEM A LETTER WITH ALL MY CHARGES TO THEM. It said sorry about how i feel, but i read the conditions when i opened the account six years ago. However they would very kindly give back £655.00. I quote " This is with the cost and inconvenience inherent in a further dispute in mind and is intended as a gesture of good will". They owe me £1.441.80 (this includes 8% charges) Do i take the money and run, or take them to court now? Any help will do Thanks PS I have sent all the letters to them by the book as this site says