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Everything posted by Grotesque
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Well it should be; over 20 years old she says! Dx, who is the debt owner? Arrow seem to have originally had it, sold it to Capquest, who on the same day appear to have sold it to Intrum. So Intrum is the final owner? It seems odd it all happened on one day, as it goes. Any views on the 'address confirmation' letter?
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The other side of the desk today. Apologies if this is not the right forum, as all the firms involved seem to appear in multiple threads. I'm sure @honeybee13 will move me to where I should be if not On 17 Jan, the OH received two letters (in the same envelope). One from Capquest informed her of a change of legal ownership of her account ('Notice of Assignment'). The other from Arrow usefully informed her of this change. Scans attached. Today she received a text message from Resolve Call with a link. The link so far remains unclicked. Right? Scan also attached. The last link she had with A&L would have been in c.2002 when she closed an HSBC account, although says all charges/OD were settled. So this is perplexing. I assume it's well and truly timed out by now. Fair assumption, or not? Letter to Capquest letting them know her address (re: backdoor CCJs). Is there anything else I should/shouldn't do? Thanks in advance, everyone. Capquest 1 & 2, Arrow 1, Resolve Call text..pdf
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Caught with Childs 5-10yrs railcard
Grotesque replied to hii's topic in Public transport (Trains, tubes and buses)
And in any case, that's a pretty massive assumption by the OP, and tasteless too -
Caught using mother’s 60+ Oyster card - 50+ uses - SJPN Court
Going to court - TFL fare evasionGrotesque replied to TiredDodo's topic in Public transport (Trains, tubes and buses)
Thanks dx, must've missed that. Well, that might give us a few weeks, then, at least. but @TiredDodo (cool username!), please do as HB suggests—time is of the essence! -
Caught using mother’s 60+ Oyster card - 50+ uses - SJPN Court
Going to court - TFL fare evasionGrotesque replied to TiredDodo's topic in Public transport (Trains, tubes and buses)
I wish you'd found us sooner. This all happened four months ago; if you'd come to us then, it could have been resolved by now (although I wouldn't like to say which way). You've received 'a few' letters since; it's usually over the course of those letters that, on our advice, you persuade TfL not to take forward their prosecution. The problem here is that, with the amount of time that's passed, you can't tell them anything radically different to what you've already said. Bearing in mind that you've been placed under PACE caution at least twice by now, and according to your original post, you told them you did it to save money. I'm afraid mens rea is all they need to win a case, and that's it right there. Feel free to post up the info the others have asked for. Two other things, perhaps more importantly considering the stage of the game we're at now: Have you got a court date yet? Have they indicated what figure they're seeking yet? Re. your final questions, I think I'd probably want to keep my 60+ mother out of court, to be honest, but of course, that's between you. Unless the vast majority of journeys were made by her—were they?—it won't make much difference. -
Caught with Childs 5-10yrs railcard
Grotesque replied to hii's topic in Public transport (Trains, tubes and buses)
I was going to say something similar. It would have made things so much easier for everyone if they had. Well, except for the desk sergeant over the road, of course -
No such thing as bailiffs in the north anymore. HMRC have certain statutory powers, but obviously, they don't apply here. The legislation is much like the rest of the UK: MB either chases the debt themselves or sells it (or a %age) to a DCA. The DCA has no more rights than the original creditor had. They have to apply for a collection judgment against you through the Enforcement of Judgements Office. Hence @lolerz blunt point that
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It's probably a bit late for sending 4 to 5 letters! Although that does depend on the court date. Your brutal honesty is not far from the mark, though, I totally agree. @honeybee13 can probably summarise the court proceedings if we ask nicely. @jk2054 it's a good point about the cash. It's a curious thing, but it's still very vague. There's been a mention of being to broke to afford fares, yet living off capital
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Update to my Ebay bag case ***Claim Dismissed***
Grotesque replied to ShonaDK's topic in Financial Legal Issues
Now that's Karma -
Just to clarify, that's not quite what they're for; TfL doesn't expect five-year-olds to be travelling around the tube! They're effectively a means of identifying the child and proving that she s/he is eligible for free travel and, therefore, that their accompanying adult doesn't have to pay a child rate ticket. Merely FYI, though showing you know about the ticket you misused might go down well. How they are a great money-saver for families with children in a time of austerity, etc, and that you would greatly regret (be double gutted, you know?) if your actions impacted on that allowance.
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It certainly does not. In fact, the OP's present approach, while refreshing, is manna from heaven to any prosecutions team... You need to avoid a) Blaming TfL for issuing tickets to five-year-olds; b) Blaming a 68 x lapse of judgement; c) Blaming your job; d) Blaming getting caught; e) Blaming your immaturity. It will not help, and they may suspect this already. Do: a) Be honest b) That's it. It's still worth writing a letter, perhaps more than one, but honestly, you need to avoid telling them everything you've told us. Respectful, understanding, apologetic - no need to debase yourself - and fundamentally believable. Good luck!
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They generally do more than try, be advised. They have in-house, directly employed lawyers, so it 'costs' them nothing. Excellent recommendation this was. Hopefully not too late. But they have traced the usage of the card and decided, based on probabilities (times, tap in/out points etc.), that that was you rather than the official holder of the card. The bottom line is that you have to persuade them that prosecution is not in TfL's own interests. But this could be tricky at 68 offences. I'm afraid that the record will look to the prosecutor as if you only stopped because you were caught. Post up each piece of previous, but redacted correspondence, please.
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Staff Pass Misuse - TfL SJPN
Grotesque replied to mariaabs85's topic in Public transport (Trains, tubes and buses)
The worst? The worst rarely happens. Right now a court hearing, ticket prices, costs, possible criminal record and anything consequential to that.Potential repercussions for any staff member involved. Like I say, the worst doesn't happen as much as people might think. But it is always made worse when compounded by other offences. For example, providing false details or no details when under caution. Occasionally, if it goes to court, this might be considered as an attempt to pervert the course of justice. (Note that change of names due to marriage, divorce etc. are matters of public record and easily discoverable—sorry.) So, really, your best bet is to avoid a court case, no? I think @mariaabs85 might mean that a family member works for TfL and that staff member is in turn allowed to nominate a named member of the same household an ancillary pass. So I gather it is the nominee pass the OP has been using rather than the staff pass itself. Some essential clarity would help us help the OP. Although, to be fair, when their opening post asks for advice on breaking the law—! -
Caught doing 109 mph on the M62
Grotesque replied to Jasonoughts's topic in Speeding and Motoring Offences
Not so much rude as enquiring. And if there's a hint of exasperation after trying to help but then receiving the silent treatment for the next two months, well, that's a pretty normal human response I'd say, in most interactions Clearly no offence was meant.
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