annabelle22
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Hi Halo witch, I may need your help please. I have now received a letter from the council tax again. they now state on investigating that they wherE correct I was wrong that they did not include the 2 payments together and that the baliff is very experienced and would never have acted inappropriately basically I just tell lies! can you help please can not afford £185 plus the revised £154 payments each month
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I Will thank you
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Thank you for your helpful advice - cheers annabelle:-)
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Hi James, Council have taken arrears off bailiff adding them to this years and recalculating amount owed, no apology still think its my fault for cancelling DD although payments made by card. Thank you for the good advice - annabelle
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Hi Hallowitch, Had letter off council. saying reallocated arrears off bailiff sending new joint demand for arrears and this years council tax. No apology still blame me for cancelling DD, although payments made using card instead?. But a result, thank you so much for your help. and the offer of assistance I appreciate it cheers - annabelle
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like it!
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Good advice thanks
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Cheers for that will let you know how it goes
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Thanks very helpful
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Good idea cheers
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Thank you very much for your advice. I will write a letter as advised.
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goods he wrote where 1 x flat screen tv 1 x dvd player 1 x tv stand (i dont have one!) 1 x tumble dryer ( told him got one its broke!) coffee table ( not got one) wall mirror ( got more than one) 2 notices one for balance £164.07 levey and fees £53 + £11 and for other fees £22.50 other £650.44 levy/fees £43. plus £11 and for other other fees £2.50 on demand notice issued 28/11/12 outstanding arrears for council tax £1484.51 total including this years £2174.51 the demand notice issued before that on 8/10/12 arrears £1714.51 total due 2404.51
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Hi Thank you for response. The company was jacobs yes i filled in an income and expenditure. I was lead to believe by the council that the court order the payment amount. Please can you tell me should I writer to the council / baliffs can you suggest what I put please I was trying to pay and the council did not say to pay any extra amounts for arrears each month. When you look at the council payment statements the arrears amount is actually decreasing as payments are made this confuses me? Thank you
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Hi thank you. Unfortunately i spoke to the man he insisted that i pay 185 over 10 months said that was what I had to pay there was no leway as it was arrears that had been through the magistrates court. made me sign a levy which he filled in he did not enter the house but put things down like couch mirror etc he could not see in to the house as i kept innner door shut because of my dogs. he insisted tah ti mustr pay £50 by card which i did or they would take my fuirniture.
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Hi I have arrears on council tax and had a magistrates order to pay £100 per month. beginning of this year wrexham cc took 2 payments for that amount and this year I called them and they said understood I could not pay so would lump it in to one payment. I have paid this each month they actually took 2 payments in july so as far as i was aware was a month ahead. last month recived demand saying owed £138, so i wrote to them they re did figures and said pay £173 each month as missed payment sept 2012. I checked I have not. Now they have sent balif re court order said must pay £185 each month to them and £173 to Wreham cc I can not afford this what do I do please?
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Hi Cat, Still waiting on them sending the info regarding all charges made. Have had another letter stating any action by me will not have an adverse affect on my mortgage. Annabelle22
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Hi I am confused, I am claiming back ppi on severa loans. But can I claim unfair charges on secured/unsecured loans as with mortgage? Thank you.
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Hi, I approached a company recently about reclaiming charges they said I had a very good case. I am going to do it all myself. My mortage company DB Mortgages has sent me a letter stating FSA ruling and how they must contact those affected. The letter says to approach them first to discuss any failings/ complaints. Should I talk directly to DB ? as I really dont trust them. Will this affect any claim I then make? Please advise Thank you.
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Db mortgaes problems any suggestions please
annabelle22 replied to annabelle22's topic in Mortgage companies
Thank you will do. yes arrears have charges included. -
I have had mortgage debts for a while. I have had some bad luck with jobs and health redundacy etc. I have tried to keep DB informed. They insited I call them by telephone. I have tried to make payments only small by chq to show willing. I have written also to inform them of circumstances. I told them several times i did not wish any one to visit. I told them lats week i have a new job and will be in touch with contract copy and payment offer. Yesterday a man turned up on their behalf. I am ubder a lot of stress, i have health problems, that they are aware of. They have treated me badly in the past and I am now unwilling to comunicate by phone. Do I have the right to refuse the visit if i make a sensible offer to pay and it goes to court( i already have a suspended repossesion) will the court see that i have nerver refused to pay and wanted to clear debts. Do i have to make payment by phone Thank you.
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Hi, I have filled in forms before for my mortgage company and all that happened was thety returned pay slips etc. No discussion, no feed back said i could afford to pay and got a suspended repossesion order against me. The forms where filled in with the help of cccs and where actually showing a slight deficit when all was paid as creditors requested. I was pursuaded after objecting to filling them in once more before christmas, that the company had changed their policies and now only wanted to help me. I filled them in they lost them and all paper work! I filled them in again but sent no paper work. they asked me to send nbank statments etc and also questions I thought unnessary. 1, i put down i spend £40 per month on pet food.( this is not an extravegant amount when you look at the costs associated with keeping pets from the RSPCA) they questioned this. 2 I put down £5 per week for other fuel ( its been really cold recently have they not noticed) for coal and they questioned this. I do not go out dining or drinking, I havent had a holiday for years, I dont have sky, I dont have insuraces at all now, I dont lead an extravegant life style, I am annoyed at their attitude. I am trying to deal with debts and I have kept them informed constantly of work situation I was redundant and start new job tommorrow. Do I legally have to fill in these forms as I feel I am being treated, and have been in the past, unfairly?
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I have 2 months arrears against a CCJ. I have kept company upto date with financial position I lost job in Aug 10. I have made small payments towards the £68 due each month. £10 and £25. What should i do. company said will come to payment agreement after charging order made. can i appeal to get £68 reduced or against Charging order. please advise thank you.
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Ppi Problems Premium Reclim
annabelle22 replied to annabelle22's topic in Payment Protection Insurance (PPI)
A satisfactory agreement ahas been made between my self and Premium reclaim. Thank you for all your help -
Ppi Problems Premium Reclim
annabelle22 replied to annabelle22's topic in Payment Protection Insurance (PPI)
hi terms are 25% plus vat for succesful claim if claim reduced or cleared pay 25% of reduction. no where does it say if i refuse offer or cancel do i pay their ridiculous figures above. Surely i have the right to refuse an offer in law. I do not believe they have acted in my best interests or actually done what they have promised too. I can not afford legal help what can i do? are they just trying to put pressure on me? are they doing anything illegal? Please advise i am very worried:???: -
Ppi Problems Premium Reclim
annabelle22 replied to annabelle22's topic in Payment Protection Insurance (PPI)
Hi Tuttsi, Thank you, wil do. I am going to get any relevant terms and conditions posted asap. As far as i am aware there are no grounds for these charges. regards Annabelle22:)
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