Sorry for my incredibly late reply - I thought nobody was replying so left it and continued my research. I believe the same as yourself, although with any luck, I will off of it by then for positive reasons. Thanks for your response.

With parts of Universal Credit being delayed again, does the statement from Damien Green MP, which says “The managed migration of existing benefit claims will start in July 2019 and complete in March 2022,” mean that Working Tax Credits will continue to exist via HMRC until July 2019 and not until then will claimants then be asked to claim UC instead, or will the planned end to Tax Credits still end next year? Thank you.

Well, I sent all my evidence (2nd Jan) and today received the all clear, so it's not all horror stories BUT i'm sure they'll find another way to try and stop my WTC. My advice would be to get as many people as possible to write to them to confirm your situation and/or ask them for their permission to put their contact details in your covering letter to them so if Concentrix wish to contact them for their confirmation of your situation, then it's up to them to do so. It's what I did and being open with them and offering them many opportunities to gain information from people you know, may make them realise you are hiding nothing. Professionals/employers etc ideally, but anyone who has any clout will be useful. Copy in your local CAB and MP - plus landlord if you have one, and they'll know you are serious. If you gain any more evidence in the meanwhile, send it in. Don't worry about reclaiming postage costs, you've enough to think about without that.

Update. They have reviewed my claim and no amendments will be made.

Thanks. Yes we are paid on the 25th, or the Friday before if the 25th falls on a weekend.

Thanks sidewinder and Becky. Food for thought. I did have a contract when I first started nearly 3 years ago but I have no idea where it is now. It got mislaid after works on the house. I have asked a few times and have been told they'll search it out for me but always gets forgotten. I shall ask again as I can then try and work out if the staff meetings are contractual. I only debate it as the person who says it is, is well known for making things up to suit them but then never provides evidence and I don't remember that far back as to whether it was there or not. For NMW purposes, is it based weekly, monthly or yearly? I'm guessing monthly as that is my pay frequency.

Many thanks. That's sorted then and thanks for your replies in red to my other post.

Thanks for the reply. This bit interests me most. Is it 4.5 hours or longer or OVER 4.5 hours. The under 18 works 9am-1.30pm on a Saturday. He is insistent that he is entitled to 30 mins, my workplace say he is not but give him 15 minutes as 'goodwill'.

Another couple of (hopefully quick) questions. We don't get paid for staff meetings - they are out of hours but only about one hour every couple of months, although it's annoying due to getting there of an evening. Most of our staff are on minimum wage. Due to not being paid, as these meetings are not optional, does this mean this would drop workers under the NMW even if they have signed a contract waiving the right to pay for staff meetings? And... If you ask for a copy of your contract, how long does your employer have to provide you with a copy? Many thanks again for any help and guidance.

It's retail. No real heavy lifting although sometimes can be a little bit (hardware store). Computer screens are tills only. Many thanks for the replies renegadeimp and unclebulgaria67 I didn't think it was right about the contract either

Most places say under 18 need a 30 min break over 4.5 hours of work but the odd place says 18 year olds also need that 30 minute break. We also have a 17 year old (who started the whole debate) who insisted on his 4.5 hour contract he was entitled to half an hour, but that's wrong and then one of my colleagues said if they sign a contract waving their right to a break anyway, the law doesn't matter (but I disagree with that bit) From what i've read, I think: 16-17 year olds - 30 min break over 4.5 hours work 18 year olds are treated as fully grown adults The law will always come above any contract signed as this would be an illegal contract. I was just hoping for some clarification as my managers don't seem to have a clue.

We have a debate at work (and HR is being contacted) where an 18 year old in full time education who works on a Saturday for 5 hours currently gets a 15 minute paid break. I've looked around and some sites say under 18's need 30 minutes break for anything over 4.5 hours work, some sites say it's 16-18 year olds inclusive. One colleague says that if she has signed a contract, then the law doesn't matter as she's signed a contract agreeing to just 15 minutes break, but surely that's wrong? Does anyone please have a definitive answer? Many thanks.

Yep, no relationship and own bedroom which is fairly obvious to anyone who would visit. In fact, we had a home inspection merely 3 weeks ago and the local officer knows my joint tenant through a mutual friend and could confirm this. It's just worrying as I know from various experiences and reading of others woes about this and other issues just how wrong decisions can be made. Many thanks for your reply.

I'm the latest it seems to get the dreaded letter. "We have new information that suggests their is someone at your address linked to you" Now, I have a joint tenant who HMRC say isn't part of my household. They share the flat, but we have separate bedrooms and lives. We have never been in a relationship and she is on the housing list to find her own place. We currently live in a housing association rented property. I have asked my landlord to send me a letter confirming our tenancy is a joint tenancy which they are going to do. They want copies of all utility bills - over 3/4 are paperless, so do I just print off endless sheets of bills? Some are in just my name, some are in both. Surely the joint tenant bit is good enough? We share no bank accounts, mortgages or anything - just names on the joint tenancy, and some bills. I did phone Concentrix and the lady on the phone was pleasant but I now fear I am going to be told I am in a relationship I am not in and they'll take my tax credits, fine me and ask me to pay back payments. I shouldn't have anything to worry about, but I am very worried. I have a health condition that increases my anxiety and my condition affects my heart as well. I've also contacted CAB to inform them of my situation but also my local MP. He's hopeless and never responds to anyone, but I had to rant about the potential tax credit changes. I am really angry at the moment. I appreciate they have to investigate sometimes, but the hassle and the anxiety it's causing really is very unfair.

Despite contacting my local council several times via letter, email and phone clearly and concisely, they keep sending me an incorrect bill. The worst thing is, i'm trying to tell them that it should be higher! (Confusing due to small period of the year being on benefits and then getting CT Run on but them not accepting that I am no longer on benefits despite them accepting it for Housing Benefit cancellation) If I carry on paying what I believe to be the right amount, will it go into my CT account and show on next years bill as being paid, so when they finally get it right, it's been paid? I don't want them coming after me and fining me for non payment despite the pointing out of this error and any money I do pay, despite my bill showing £0.00 not being acknowledged and 'disappearing'. Thanks.

I will sort the SB letter out and send it off, especially now I am more confident thanks to the advice given here. Thanks.

£4 is fine if it's accurate and you point out that it is, so that's fine with me. I can be a bit more confident about it all now although I will still try and avoid this suspected door collector, but if I do bump into him on my way in/out, I can chuck statute barred at him. Thanks for all the help.

No, just a reference number I'm guessing this website is trustworthy as their is a 'sticky' about them and I can safely say the £4 spent has given me an accurate result? Does this also mean the debt chasers haven't registered the debts or they are no longer on the list as they are statute barred?

That's the result from trustonline after paying my £4. The xxxx's are my name, address and a reference number they gave me. It says I have nothing registered against my name in way of CCJ's/court orders etc. Thanks for the link.

Detailed Report for : xxxxxxxxxxxxxxxx Your Ref : xxxxxxxxx England and Wales Orders & Judgments NOTHING REGISTERED Is 'Your Ref' a reference from TrustOnline or something else?

I'll do this search first and then decide what to do. On the trust online website, do I just tick England and Wales Orders & Judgments?

Thanks. It probably is staute barred, I just don't want to send the letter and find out somehow it's not and start them hassling me more. Can you please link me the doorstep collector thread? I've searched but it doesn't give me the right thread? I will check using citizenB's link. Thanks. As above - I am concerned that if I contact them they will just hassle me more - I am pretty certain i've not spoke to them in any way though - i'm not worried about letters/phone message, let them waste their money. With regards to the link - is this a one off payment and they won't charge me again? Who can see that i've checked my file? Can the debt agencies know i've looked at mine or is it just me that knows? Thanks for your help.

Hi Just over 10 years ago I had a debt with Barclays and a debt with Barclaycard - total sum between them £2300ish. Around the back end of 2003 I had a discussion with a woman (she was no lady) at a debt collection company who was to say the least, unfriendly - I did not acknowledge the debt - most of the debts were 'charges' at the old extreme rates. Since then, I have not spoken to, or written to any of the numerous collection agencies that have tried to contact me - I would say over the last 10 years i've had phone messages every other day and letters monthly - I don't answer my landline for many reasons - these people and the millions of marketing calls. I would also say these companies have spent more money in contacting me than they say that I owe. One of the agencies tried to get an attachment of earnings, but the court threw it out. Since that throwing out of the attachment of earnings, in 2004, these agencies have threatened on numerous occasions to take me to court, send a debt collector around (which is why I am here - a strange looking guy has been knocking on my door the last few days and not leaving anything when he gets no answer - i'm not answering to him) and demanding payment in letters. The phonecalls just ask for me to call them quoting reference xxxxxxxx. After all this time, why are they not taking me to court if they feel they can get a result of some sort? Surely over the past few years they'd have pushed a bit harder than telephone calls saying the same thing and letters saying the same thing - often "we have acquired evidence that you are living at this address". It would take a long time and alot of effort, but ideally i'd like to challenge all of the bank charges and credit card charges but i'd imagine that would just be in their eyes an acknowledgement? Can anyone shed a light as to where I maybe legally and what I should do next? Thanks

Wow - I hope so and she hopes so even more I thought I had read somewhere that after the assessment phase she would have been due the premium but it would not be paid until she had been for a medical assessment - this is obviously the back payment. Thanks for you reply, this has come at a very good time for her. I assume she will get a letter in the next few days.

Thanks for the info She has been put in the working group and has been paid for a few weeks at the higher level now, but now something else has happened. She has logged in to online banking today and instead of being paid £200, she's been paid £2,000 This is most likely a mistake but it got me to thinking.....She started ESA Assessment stage in October 2011 and has now been deemed unfit.....it wouldn't be a payment for the rest of the time - i.e the work related premium - rough maths says this is 71 weeks worth of premium on top of her fortnightly JSA? Is this possible? Thanks