And donations over Paypal - weblink please?

...

bones01: CAG depends on donations from it's users to exist. Moderators donate a substantial amount of time to keep the site running, and users - like myself - donate a substantial amount of time giving advice without reward. CAG has expenses such as maintaining the site and server to run the site without hitches and legal expenses. Therefore when you have cashed your cheque, it would be much appreciated - by me and all on CAG - if you could donate a small sum - whatever you feel comfortable with - to CAG. I'm going to "report" my post now, and a mod will come back and post a link to the donation page, and mark this section as won. Thank you!

Finally! Congratulations! Cash the cheque. I never like to sign their documents. Instead I prefer to draft my own that say what I am prepared to say. It should be addressed to the court, and CC:ed to them. If they have a fax number then it's best to fax AND send 1st class. Also, best to fax it to the court - always. Fill in the gaps and put it on your own letterhead. The Court Manager, Bla Bla County Court, Bla Bla Street, .... 15th December 2009 Dear Sirs, Re: Claim No.: 9.... Parties: .... vs. Shop Direct Finance Company Limited I write further to the aforementioned claim and the Judgment granted in my favour on ... for the sum of £.... I am pleased to confirm that the Defendant has paid the full sum of the Judgment debt within one month of the Judgment being granted. Thus, please remove the Judgment from the Defendant's record permanently. I can confirm that a copy of this letter has been sent to the Defendant. Thank you for your assistance in this matter. Sincerely, .... - Claimant / Judgment Creditor CC: .Defendant's details

Please advise me what was wrong about those comments? To clarify the word "nonsense" was describing the content of HSBC's Application, not the OP's post!

They worked for me. It seems random to me, sometimes they require approval & sometimes they work without any approval needed.

Ta! That's VERY helpful. I'll probably be using it about 11pm tomorrow night. Will post up message if I need more help. Will then be back Monday night to help you prepare a response to that piece of junk HSBC had filed. Typical b(w)ankers!!!!!

Any chance you can post the formula for NPV up here for me please?

What a bunch of nonsense. I am MAD busy. I have a massive party tomorrow night that I have to finish preparing for and an assignment to submit on Monday. So remind me Monday night to help you draft a response to that rubbish. You can then send it Tuesday morning by Special Delivery to the court and HSBC's solicitors. Tell me, you don't happen to know how to work out ARR (not the Hall method) and NPV do you?

Amen! Though I feel like I'm fading away - 2hrs 30mins sleep (if that) last night - made about 5-6kg of humous, average 4 hours every night this week! Sleeping the whole Sabbath which comes in @ 3:34. And gotta light the candles - first night of Chanuka (Festival of Lights - not a holiday when I can't do nothing, thankfully) to"night". No problemo. Hope you all have a more relaxing few days than me. My Seudat Hoda'ah is Sunday night, and the Pidyon Haben Sunday morning!

The rule is that you have to do it for every fee that's due. I'm surprised they didn't make you do that with the last hearing. I gotta run. I won't be able to come back till late next week, but we got time, because the next Schedule of Costs is only due in March.

Excellent. Now we wait.

Good.

Excellent. Don't forget - SPECIAL Delivery ONLY.

:pLOL! Yeah, high-priced ones

No problemo. Feel free! (I hope you know the meaning of "kurva" in Slovene, Slovak, Serbo-Croatian, Hungarian, Czech & Albanian !!!!!!)

In order to subscribe to a thread you don't have to post, you can go to Thread Tools at the top right of any page on the thread and subscribe from there.

Yeah, especially as I don't know how to be thoughtful!!!!!!!!!! Lol!!!! Lol! I try my best! Well at least you were prepared. A few months ago I had my doubts that would ever be the case. Yeah, I thought IT would pull some rabbit out of the hat, but not this one! Never a smart move. I aim to be 15-20 minutes before each hearing I go to. Worst case scenario I play a game on my mobile - rare occurrence in my busy life! Dream on! Can't say I blame you! Don't worry!!! Just be prepared, continuously! I think you're overly sympathetic, but that's me - and I'm unsympathetic to things like IT!!!! Nope, not too much to ask, and I sure as hell want it too!!!!!!!!!! Anyway's I'm going to disappear for a while. Got craploads of studying to do as I have to submit this assignment by next Tuesday, and my Seudat Hoda'ah is a week today. Then besides for that I'm doing my first Pidyon Haben [see: ]Error in the morning of the same day, being as I'm a Kohein [Jewish priest]. That's all besides for my work which is VERY busy at the moment. And I have to start working on my company accounts next week - procrastinated long enough! - or Companies House will be demanding fines off me! So till you receive the court order scheduling the new hearing, I'm disappearing. When you do, please post it up here. 40 days works out to be the day before my burpday, so hopefully the result will be a nice big burpday present to me - this thread being over would be enough!!!!!

bones01: Sorry for the delay. I'm VERY busy at the moment. Please copy the N30 once - keeping the original for yourself - and copy the below letter onto your own letterhead (with your name & address) & fill in the '...'s with the relevant information. Then print TWO copies. Sign them both. Keep one for yourself. Staple the letter to the front of the photocopied N30. Address an envelope, and put it in the envelope. Seal the envelope. Send it SPECIAL DELIVERY to the Defendant on Monday. Let us know when you've sent it, and KEEP THE RECEIPT. Check at http://track.royalmail.com/portal/rm/track?catId=22700601&gear=authentication that it's arrived - and keep checking till it shows up - on Tuesday afternoon. Confirm here when it's shown up. LET US KNOW IMMEDIATELY AS AND WHEN YOU RECEIVE ANYTHING FROM THE DEFENDANT AND/OR THE COURT!!! The letter is here: 7th December 2009 The Directors Office, Shop Direct Finance Company Limited, Aintree Innovation Centre, Park Lane, Netherton, Bootle, L30 1SL Dear Sirs, WITHOUT PREJUDICE, SAVE AS TO COSTS Re: Claim No.: 9... Parties: .... vs. Shop Direct Finance Company Limited I write further to the aforementioned claim. As you failed to file a defence within the time specified by the court, I applied for Judgment in Default against yourselves for the sum of £850.25 which was granted on 1st December 2009. You are of course welcome to make an Application on Notice to Set Aside Judgment which will cost you £75 and result in a hearing in Warrington & Runcorn County Court in which I will have to attend and you will have to send representation. I would seek costs in such a hearing, and I seriously doubt it would be granted, as you confirmed receipt of the Claim Form & Particulars of Claim by filing an Acknowledgment of Service which gave you a further 14 days within which to file a defence, thus besides for having no valid defence, you have no reason that a defence - however frivolous - was not filed. Should you fail to pay me this sum by 31st December 2009 the CCJ will remain on your company record for 6 years, whether or not it is satisfied. However, if you pay me this sum by 31st December 2009, I will notify the Court that the sum was paid within one month of the CCJ being granted and as such the CCJ will be permanently erased from your record. Furthermore, as the Claim demanded that you remove all reference of the alleged debt - which you have admitted is unenforceable, and therefore non-existent - from your systems and the systems of any third parties - including, but not limited to; Credit Reference Agencies & Debt Collection Agencies - you are obliged to do as such forthwith or I will be compelled to make an Application for such an order of the Court, and may approach the Information Commissioner's Office and/or Financial Ombudsman Service and/or Financial Services Authority to report and complain regarding your negligent and incompetent behaviour. This will undoubtedly result in your financial institution incurring further unnecessary costs. I therefore expect that I will receive such confirmation forthwith, but in all events by no later than 31st December 2009. I seriously recommend that you send all correspondence and payment by Special Delivery or other guaranteed or courier service, as I have done, as the excuse of pre-Christmas post will not be accepted and will be deemed unreasonable. You are obliged to take all reasonable methods to bypass any such limitations imposed on you - as I have done. Should you fail to satisfy the Judgment debt in full by 31st December 2009 I will have no choice but to forthwith, and without further notice, enforce this debt through the legitimate enforcement methods available to me. Sincerely, ... - Claimant

I suspected that something would happen, and am guessing that this woman was there anyway and would've found another excuse for IT. Whilst - since the other posts - I don't doubt (though I did have my doubts when I first read this post this evening) that IT's wife did die, I would not be surprised if IT had arranged for this person to be there anyway to try and procrastinate matters, and IT's wife's death provided the perfect excuse. If I was in your shoes, I would've asked her who she was, and why she can't answer for IT. I would've then said to the District Judge something like "Madam, with all due respect to the Defendant's tragic circumstances this matter has been going on for far too long. As this matter is a small claims case, and in accordance with CPR 27.9 the Defendant is not legally obliged to be here, may I respectfully propose that Madam deal with this matter here and now, rather than further delay proceedings. I am prepared to wait 40 days for the Defendant to pay up, but further procrastinating this hearing would mean quite a bit longer than that for the monies to come to me. The Defendant has sent a representative, so there is no valid reason that I can see for her to deal with this matter on behalf of the Defendant here and now." But you're not me, and didn't think of that, so we wait... AGAIN!!!!!!!!! Why feel bad? Considering the amount of rabbits IT has pulled out of the hat, I felt exactly the same way! I agree up to a degree. Different religions have different mourning periods. In Judaism for 7 days after the burial there is a shiva, during which hardly anything is done by the mourners. But then there is a further 23 days (which includes the first 7 days) called the shloshim during which nothing to do with the deceased assets should attended to, and is a form of mourning period but there is no reason for one not to attend a trial. Then there's a further 11 months of another period of mourning, when there is definitely no reason for one not to attend a trial. So, my guess is IT has deliberately tried to obtain as long a time as possible. I doubt that the full 40 day mourning period is as strict as the first few days. I agree, but unfortunately you have no choice. Religious customs must be respected, and that is part of the Law, but I do agree that 40 days is excessive. As DB has said further on, over the Sabbath I am not online. I was extremely busy tonight, so had to deal with a few things till I could post. Excellent, though that is VERY rare in small claims. It hopefully means she has seen through IT's frivolous attempts at twisting this matter unfairly against you. Though no doubt IT would come up with some reasons why IT can do that and not attend the hearing! I second that! See above. Can't say I blame you!!!!! As DB states below, from Friday nightfall (bloody early in rainy mancyland!) till Saturday nightfall (actually a bit later) I am offline. Yup. You'd go bonkers! I don't like it myself! Even if this were a sudden death, not necessarily. Some religions don't permit a post-mortem except in extreme circumstances (and even one "religion" I can think of doesn't allow a post-mortem ever!). Dunno whether this being truthful news is better or worse than I wished on IT!!!!! Don't bother - unless IT is being arrested for her murder! I respect you DB for that - though I'd love to know what you had written! Unfortunately (well I consider this to be fortunate, but others will probably disagree!) I can't find the heart within me (though my doctors do confirm that contrary to public opinion, I do have a heart!) to change my text above under the circumstances! I haven't noticed an up here! Aren't we all! Yeah, at least you don't have to spend all of tomorrow bleeding studying!!!!!!!

PLEASE learn how to spell - "your" should be "you're"!!! PLEASE be more accurate in future! PLEASE read what I write in future. Your question should be something like "When can you do the letter?", had you read my post quoted below. And the answer is I'll try to deal with this tonight.

Are you sure? A N225 is the request form. What you write above means it was returned to you. In which case a defence would have been filed. A N30 is what you would have received if Judgment has been granted. Please confirm this is what you received (it would be in the bottom left hand corner). If yes, please confirm the amount awarded.

frettful38: When you win, let IT go! MorganaNK has put it excellently! Just stop focusing on IT, you'd be letting IT win by ruining your life, because it will eat you inside and kill you! Just STOP IT! Also because you have alleged fraud numerous times on this thread, unless you edit each and every post, and everybody else edits all those quotes and their responses, publicizing IT's name is likely - considering how terrible IT is - to ruin you with a libel action, so the answer is NO!!! Now let's hear amazing news later, and then just PUT IT TO REST!!!

Put better than I could put it! YOU GO GIRL!!!!!!!!!! Make all this worth it! I want to see an order in your favour when I check back Saturday evening (after the Sabbath) - well Ok, you won't receive the printed order right away, so at least your positive tales of a nice afternoon out!!!!!!!!!!!!!! MAKE THE PICKLE PROUD!!!!!!!!!!!!!!!!! Before big events - like this - I read up on things for about an hour the evening before, have a nice supper (with some wine during and whisky after), take a nice long bath, get a darned good night's sleep, then get a nice breakfast (I find a couple of bagels with smoked salmon & cream cheese is best), spend some time on the loo (don't want no break in the hearing!!! lol!!!) and prep up on it for half an hour, and then go, in a taxi or in a mate's car so I don't need to rely on the unreliable public transport (well, that's now my excuse. It used to be I was too crippled to use the buses!) and have a nice ciggy outside before I go in. Relax, but don't look too relaxed or too stressed - both work against you. I am looking forward to a nice big donation to CAG sponsored by the LP Success Story of the Millenium!!!!!!! I'll be thinking of you frettful38! P.S. I just bleeding well hope IT doesn't try to wrangle some form of delay!

Edit the post, then manage attachments, then remove them, and save the thread. Could a mod please do this to all attachments on the thread?