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About carlbcfc

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  1. Yes PI lawyer, and independent medical. Although the Dr is the ex Dr for the company I worked for, and mates with the owner of the law firm. But I’ve no issue with the findings.
  2. This is the medical report. My solicitor is suggesting put forwards £7500, with acceptance over £5000. The is the solicitors provided as part of union cover, and from previously experience, they always seem to undervalue claims. I feel they are just another layer of protection companies personally.. He's repeatedly pushing me to instruct him to settle, even though I've just provided a witness to strengthen the claim.
  3. £854 original quote £891 quote with 6 years … I requested that they escalate a complaint ASAP, I said as I want to exhaust their procedure prior to taking it to the FOS.
  4. I bought a 2nd for the summer, and used Quotezone (through Topcashback) When it came to licence length, I was approx 7 years, so I put 7. There where year options only, no months, or days. So, I now have 14 days cooling off from Day 1, and to also provide my documents. Day 7 - I provide all requested documents via email for them to validate. Day 16 - They email to tell me I am 1 month from 7 years, their premium goes up £185!’ I’ve paid a £200 deposit already, but to cancel the fee is £85, plus brokers 15%.... Any advice?
  5. Just found out my brother has stupidly guaranteed a loan on behalf of what was then his GFs brother, who had split up with his Mrs & lost his job. This was in October, and since then, my brother has been paying the loan since Amigo phoned him when they couldn’t take the payment off the one man who took it it out. This man has a nice BMW. What are his options? Im guessing he’s locked in, but my brother lives at home, has no assets, but has a great credit
  6. No, this business is thriving, it is a very large employer turning over billions. It is only an old model going, replaced by a new model. There are 7/8k people on site, and this is just 1 of 1000 or so managers in charge of their micro-factory where it is a their town, their rules, kind of thing. There is no reason for the refusal what so ever. I have been accepted on these agreed terms before, and everybody else is currently. It's a vendetta, to show me who's boss, to rule by fear. A dictator !! On what I have to you all, and you will have to take it at face value, have I been treat
  7. We have a certain time to get a job done. The job has been changed, it can't be done in the given time without breaking the "process". All shift agree with this. H&S don't give a ****e as they are firmly in the pocket of the management. This is another issue. And the job is ending in my workplace soon.
  8. Thanks for the reply. There are clear guidelines on holidays agreed by the union. It is a % of the line, with supervisors not included in the head count regarding holidays. The board is there to project the labour to us workers on given dates, so we can book our holidays. This was agreed by my rep that there was NO REASON for a refusal. I did ask him, and in front of 15 people his response was "You're not having them, I make the decisions" .... Witnesses will back this up. The real reason he refused them is my job in particular has issues which they won't address as it finishes
  9. I have copies of the holiday board at the time I made the requests, which was clear for the dates I requested. I checked with my union rep that momemt who agreed there was no reason to refuse my request, which was also 5 months in advance. Union rep is useless, and said don't worry you'll get it, but I can't book a holiday, or make plans for family on the strength of "don't worry" The manager also gave somebody else a day I was refused a week later, in fact, the lad that works next to me. The job I do has issues, rather than listen to the lads who do the job, he thinks it's us c
  10. Ok, so the letting agent is not answering his phone. Deposit still not returned. Can she go down the x3 route even if his company is now dissolved?
  11. Sorry, I don't get what you mean? Initial length was 6 months. She paid another fee at 6 months to extend it for a further 12. From then on it just carried on. She can prove this via bank statements, and also a last partial rent payment to the owners account at the start of May.
  12. She made a payment of £90 for a few days rent just after she left. That was to the owner of the letting agent, which was a 1 man band by the way.
  13. A relative had been renting a house since Dec 2009. She was paying by DD until about 12 months before the end, when the agent started collecting cash, as they had a bank problem. This went on until the end in at the end of April 2016. A mistake there maybe, but he did provide a receipt every time, which she did not keep. Her bank statements will have the DD's on when she requests them. The deposit was not protected, she never knew it had to be, so I checked, it ain't. She phoned him continuously, without answer. When he finally answered, he said it takes 28 days. This has now gone, in fac
  14. OH referred me to the physio. My manager never booked me in though hence why I visited my own doc again last week who is sending me for a scan, then said it will be surgery or physio. Work H/S are useless, along with he TU. In the pocket of the management. I got hit in the face by a tool that got tangled in my assistor last year. Their solution was to tell me to move it first, which I have no time to do, so if it happened again I got the blame. Now my job has changed slightly, it is ok to get tangled up. A real H/S would have a field day in there. Managers are paid bonuses
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