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jenny159

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Everything posted by jenny159

  1. Has Anyone Got An E-mail Address For D & G
  2. but surley this isnt right as they have already been given 28 days instead of 14 i bet it wouldnt be the same if we were took to court
  3. Just Found This Thread, I Was Practically Forced Into Taking A Managed Loan 3 Yrs Ago It Started When I Was Offered A Credit Card With A Limit On It For £6000 Even Though I Had Bad Credit I Never Missed A Payment On It Because It Was Automatically Taken From My Account. A Few Months Down The Line I Was Attacked And Raped In My Home From Then On I Went A Bit Haywire And Started Spending Money Just As An Excuse For Getting Out Of The House, I Went To See My Bank Manager Because I Had Gone Well Overdrawn But They Just Kept Upping My Overdraft Then A Few Weeks Later They Told Me I Had To Take Out A Managed Loan To Cover My Od And Credit Card This Was For £13000 But With Interest £22000 They Said I Should Be Able To Afford It At 300 Per Month But I Couldnt Now They Are Threatening To Take Me To Court Dont Know What To Do
  4. Hi Hsbc Have Until Tomorrow To File A Defence But They Still Havent Done It What Happens Next
  5. Hi I Am Looking At Getting A Mortgage Soon But Have Outstandig Bad Credit Do You Have To Default On Accj Before They Can Make You Bankrupt Or Can They Do It Anyway Advice Greatly Needed
  6. thanks for the info just read through it but quite honestly didnt understand a word of it maybe im just a bit thick
  7. well ill try to explain this the best i can, i have a car from yes car i defaulted on a payment with them and it was passed to a collection company. i set up direct debit and then went to afgan (in forces) when i came back the payments hadnt been made so contacted them and they agreed that it was there fault but still wanted full areas which i couldnt make, 2 weeks later my boss called me into his office with a letter from yes car informing them of my debt. they then took me to court for my car car to be returned but the dj threw it out saying i had made every effort to pay. the dj then said i should be claiming against them for harrasment damages. this is where i need help because i havent got a clue how to go about it or what i can claim any help
  8. My Crditor Contacted My Employer To Let Them Know Of My Debt To Them I Contacted Trading Standards But Were No Help I Have Been Advised To Take Legal Action Against Them But Not Sure How To Go About It Any Advice Very Welcome
  9. jenny159

    Mcol

    is anyone else having probs getting on to the mcol site last 2 days the site just wont load in thought it was computer but then i get a message saying that their system is unavailable
  10. what happened yesterday have i missed something?
  11. How long have you waited for a court date
  12. got so used to using caps when i do freehand because no one could read my writing that its stuck sorry
  13. ahh thank you just reading some of the other sites has given me some confidence i am going to enjoy a baileys now and think about what i can spend my money on if sorry WHEN i get it back
  14. sorry bout the caps what happens if they dont file a defence, and have they not filed a defence before do you know
  15. Could Be A Song Could'nt It Yes I Have Done Both Of Those But I Think Iam Just Letting It All Get To Me My Husband Keeps Saying That This Ignoring Me Is Part Of Their Plan, But I Am Starting To Have Severe Panic Attacks And Am Wondering If It Is All Worth It And Am I Just Going To Lose In Court Anyway Just Like That Court Case On The News
  16. I Am Taking Hsbc To Court For £5000 They Applied For 28 Days Which Runs Out On The 6th June But They Have'nt Submitted A Defence Yet. Now I Dont Know If I Should Just Withdraw As I Am Getting Scared Can Anyone Offer Advice, We Havent Heard I Thing From Them Except To Say That We Couldnt Claim Because We Were Nearly Always Overdrawn.
  17. Hi Taking My Bank (hsbc) To Court They Filed For 28 Days Which Runs Out On The 6th June But Now Im Getting Nervous As I Havent Heard A Thing From Them At All And I Am Now Starting To Wonder If I Should Drop The Case, Can Anyone Offer Any Advice
  18. I Asked For A Breakdown Of Charges Twice But Bank Has Ignored My Request So What Can I Do
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