Behave yourself,

Thanks all, sorry Mrs C only have 1 set done however u might want to talk to LIZHAJI in a while, see if she needs hers:D

I just spoke to Court, the Judge is still looking at the case files as we speak, obviously the Case Management Conference won't go ahead Monday but he is looking at all claims against all banks that have been transferred to the Mercantile. So we wait with baited breathe to see what happens now:D

Good luck Flexyg You know you can do it now

No reason why you cannot use same letter, just alter personal details & banks etc. Don't panic, I know it's nerve racking, have you been given a folio number yet? if not and you definately know it's been transferred to Mercantile London then ring Dan Pope at the Listings dept direct no: 0207 947 6821 & ask him if your file is there. Tell him it's against Lloyds & are there any other Lloyds claimants. I think from talking to Liz & file_wizard that Judge Mackie is looking at all people claiming against the banks, we all arguing the same cause. So hang on there, the court ill let you know what is happening, you never know, they might pay up soon! Sara

Keep forgetting I've got 2 threads now :o (mercantile) Just to update; I was gearing up for Monday's case management conference, getting bundle organised & double checking everything with Bankfodder, when I got a 'phone call from Mr Jeremiah (surprise, surprise). His initial Offer was for fees + interest @ 8% + postage costs - couldn't really charge him £35 a letter now, could I?? So he emailed this to me & I was checking with BF that this was OK, when he pointed out I can claim reasonable costs under Civil Prosceedure Rules 48 PD48, as the case had been multi tracked. The set rate is £9.25 per hour. Suggestion of 25 hours since start of claim. So revised counter offer sent by email to Mr J. At 5.30pm Mr J phoned as he didn't have my email, so I read it to him, he said he'd have to come back to me. When he rang back at 6.20pm he agreed with BF that I can claim reasonable costs but didn't agree with 25 hours. Now hubby wasn't aware about this late development & thought the offer was reasonable, 12 hours, so we accepted. Confirmation email of offer came through almost straight away & we replied asap. Bankfodder you were right about his sense of humour, when mentioning BAG, he asked if I'd put it up on website yet & I said of course and his last comment was that CAG/BAG frighten him, he's worried their lurking around the corner from his house !! So I replied Arh, like that advert when the cows have come to claim back what is theirs:D . We laughed. So money should be in account today, just waiting for it to land now. I now have a lot of printouts of SOGA, UTCCR, UCTA & OFT statements - any offers;)

Well, just had 2 nice conversations with Mr J. Apparently he didn't get my email but I read it to him anyway. He rang back after checking up & confimed Bankfodder was right ( pat on the back dear). We have agreed a figure & hopefully, I'll be a little bit richer tomorrow.:grin: Well, it'll reduce the overdraft a bit 8-) I did tell him about other claimants & Judge Mackie wanting them heard together.8-) Thanks a million to all who have helped me & supported me. I'll donate & fill survey tomorrow:grin:

Well you'll have to smack BF wrists, he's a bit excitable when dictating letters you know:D 'Fraid it's already winging it's way accross email land

this is what he offered I refer to our telephone conversation today. As you will have seen from our Defence, we consider that your claim lacks merit and that it will fail. In particular, we disagree with your legal analysis that the charges levied to your account with Barclays amount to penalty clauses and are unfair. We do, however, recognise that the sum at issue between us is relatively modest and as such, it is not cost effective for either party to take this matter to trial. Therefore, in order to avoid the inevitable time and cost associated with pursuing the claim to trial, we agreed to settle your claim upon payment of the charges applied to your account, together with statutory interest and costs totalling £819.00, subject to the terms set out in this letter. The offer to pay £819.00 is in full and final settlement of your claim and is strictly without any admission of liability on our part. If you agree to the terms of this letter, please respond by return email, whereupon I will pass on the instruction for the payment to be made to your account. You will also need to notify theMedway and Mercantile Courts, in writing, that you have discontinued your claim against us. Please forward a copy of your letter to the Court when you return a signed copy of this letter to us. Should you decide to reject this offer, then we reserve the right to disclose this letter to the court. I look forward to hearing from you.

Rightio Bankfodder helped me draft me final letter to Mr J. Before I formally accept you offer, it occurs to me that as this case has been allocated to the multi track that I am also entitled to recover my costs of preperation. You have not mentioned this to me despite the fact that under Section M of the Commercial Court Guide, it is clear that as a professional lawyer you have a duty to consider and to inform me as to my interests in the case, even if this puts you at some disadvantage. This is becuase I am acting as a litigant in person, as you well know. I believe that I am entitled to my reasonably costs of preperation of the case and that the official rate maybe £9.25 per hour. Please will you let me know if this is the case. My conservative estimate of my time since I started to begin my claim against Barclays Bank PLC is that I have spent at least 25 hours in reading, preperation and writing and most recently, preparing for Mondays Mercantile hearing which you have abandoned. If you can assure me that I have no such entitlement to costs, then I accept the offer that you proposed to me. On the other hand, if I do have such an entitlement then I require that you add the approved hourly rate for 25 hours to the settlement figure. I would also warn you that I shall make this rate and your duty to advise litigants in person, to all the other claimants whose cases have also been transferred to the multi track. Even if I am wrong, I would be gratefull if you would let me know which of the Civil Proceedure rules deals with this matter. I believe that it will contained in CPR48 and PD48. Just waiting to hear back now. :lol: :lol:

Never got to fax letter to Mr J. He has just rang me. Awaiting confirmation email now

Royal Courts of Justice Group Admiralty & Commercial Registry Room EB13 Royal Courts of Justice Strand London WC2A 2LL

Have rang & spoke to Listings dept at Mercantile again & spoke to Dan Pope. Under the Commercial Court Guide http://www.hmcourts-service.gov.uk/docs/guide.pdf under section M2.3, as I am a litigant in person, it is upto the defence to supply all paperwork that the court will require. I am going to fax Mr Jeremiah to point this out & hopefully invoke panick on their part & then send a copy of letter & fax receipt to Court, as my proof. This only is because we've got to the Mercantile. Thanks file_wizard, this is what he meant by getting all the pleas in..

Hope you're better now Liz, look for Bookworm's basic bundle for paperwork best to have it ready. Can you pm me your surname please so I can email court Sara

Cheers file_wizard, I'll email BF now Sara

Is there anything else I need to bring then I've sorted out all correspondence, put them into date order,as per Bookworms' instructions , gathered everything in her list:D & statements, well just the highlighted printoffs that Barclays sent me. And I've put in all in a nice new folder .

I know Barclays claimants have been given permission to group together, I'm not sure can you ring the court to find out? Sara

Pete, I haven't been asked to take anything but Bankfodder (and Twinkle;) ) helped me compose a letter for directions. I am taking everything Bookworm has suggested in the Basic Bundle. I am now reading through it all, trying to sense it out.

How very true GlennUK, thought mine was straightforward. I thought that I wouldn't get this far but then in the words of Alan Davies; Are you special? Anyway, chin up funnymoney, read the FAQs, study the Barclays section thoroughly & some, ask questions, Barclays seem to like the waiting game at the moment. Perserve, we will succeed .

Liz / Fate Just rang Mercantile Court & spoke to Dan Pope at listings, looks like we can all go together on Monday :o . Yes Monday 2nd October for 10am. Basically I said that I know there are a few of us in the system & would it not be easier to be heard together. Mr Pope spoke to the Manager, Angela Hodgson & we've been givn the go ahead. Incidentally, Mr Pope told me that His Honor Judge Mackie is up to date with everything. How are you fixed, ready to rock & roll. I need to email the Mercantile with your case or Folio number asap.

Hi This is the link for the summary on how to complete the Allocation Questionaire http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html So you just complete the one that's relevant to you

WELL DONE TO TWINKLE You won the race then, think I might go into a corner & sulk OK, done that - now what . Guess I'll have to wait for the postman next week

Any news Twinkle ?

Liz, Fate, How do you feel about 'grouping' together? I had 7 days to reply to local courts order for transfer, I did reply - but it was transferred anyway :o . Mercantile wrote with new Folio number within 7 days. As long as Lambeth hasn't mislaid any paperwork, I would assume the same time period for you both. Liz I would have thought you'd have a date by now & hopefully, Fate, you'll get yours before 2nd October. Bankfodder has suggested that he thinks they will be heard together.

14 days from deemed served date to reply - probably they'll acknowledge then they've another 14 days to file their defence, as stated on you Notice of Issue from the court?