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First of all, if you are a Brighthouse customer and you are reading this then... WHAT ARE YOU DOING? But seriously... Once again Brighthouse has messed around with its insurances and changed to "Brightcare" We take a deeper look into it - Are you finally getting a fair deal? Answer - NO But something you should be aware off... Finally its optional! You can remove it! So it means you can cut your bill right down - And not take it at all. However Brighthouse claim that their products must be insured under the agreement. So why not consider home and contents insurance? Itll be a hell of a lot more cheaper. It does make you wonder on this... They've gone through 3 changes in nearly 2 years and thats just ones FKO been able to count. The firm is under increasing pressure to perform and its rapidly losing ground with its investors but looks to be on track to get FULL FCA Authorisation. Like Pay Day Loans, there is a market for this, but it needs to be reduced as BH was using its customer base as a Cash Cow.