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Found 2 results

  1. I would like to know whether it is beneficial to form a Ltd Company or not. Here's the situation: Myself and my wife already own a business, we rent a premises and the lease, which has just over 3 years left to run, is in our joint names. We don't have any creditors at the moment, all stock and equipment is paid for and belongs to us jointly. Would we be safer to go Ltd? Would we be able to change the name on the Non Domestic Rates and all other day to day expenses like Utility bills and suppliers to the new company (incidently we pay our suppliers in cash when we have a delivery, we DO NOT buy on account)? We know that it would be virtually impossible for us to change the lease into the Ltd Companies name, without our Landlord approving, which could be messy, so we won't even try that one. Just need some general advice really. Would we be better off keeping all the present equipment in our personal names, so that if the worst happened, we would be able to keep it? All advice in this matter would be appreciate. Cheers
  2. Hi all on CAG, Sorry about the header, while it is not majority but it is still over 40% of the total! I am new to this forum and have been doing some reading for the past 2 days. I have been contacted by Property Debt Collection Limited (PDC) for 2 years worth of Property service charges on 2 accounts which amounted to around £3900! (a quarter of it was not owed by us but by the previous owner). However the total was taken to £6300 due to various charges (which means about £2400 or the charge is about 70% of the original debt was just extra charge!) Here are some of them listed out: Debt Referral Fee - £120 x 3 (it was charged twice on one of the account) court fees - £120 x 1, £95 x 1 Admin Fee - Late Payment: £30 x 2 PDC Fee- £150 x 2 Costs- £655.80 x 2 Solicitor Fee - £80 x 2 I am concerned the most about the "Costs" part (that's all they put on the statement) which amounts to £1310! My question is: are these charges legal or enforceable (from my reading so far, it seems no to most)? Any advice on what to do next as they are pressing for payment and threaten to get court judgement? Any help/recommendation is appreciated.
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