Hello, Last May my partner and I had our joint savings account closed down with santander due to fraudulent activity. I had no idea why this happened until my partner admitted to me that he had cashed a cheque that came through the post and didn't know why it had been sent/who it was from (absolutely stupid of him I know). 6 months later they'd obviously twigged that this was fraudulent and shut the account down. Fair enough. We went to the bank at the time and explained the situation and they said could take months if not years for them to draw a conclusion to their investigation. We have heard nothing further from them since. Our problem now is that he can't open an account with any other bank. Tried with Nationwide and they accepted, sent card out and then immediately sent letter to say they were closing it with notice and no reason given. Obviously it's still Not so much a problem as we still do have existing accounts to use, but we do plan to get a mortgage hopefully in the next couple of years and I'm really worried it will effect that. I've since checked both our credit ratings on Experian (plus partner has checked his on Equifax and Callcredit too) but nothing is showing re. cifas on there. We both just show good/excellent credit ratings. I've recently just made him fill out an SAR directly to cifas to see if anything comes back from that, which I'm assuming it will. I'm aware that my partner was INCREDIBLY stupid in his actions but I really don't want this to haunt us forever. Is there anything we can do? And if not, does anyone know how long it might be before any cifas entry against us is removed? Thanks