Hi Cag's I will try to keep this brief but could do with a little crumb of comfort in our house tonight. My wife applied for one of these driver instructor courses which was RED Driving School. Below is a brief timeline. Went to find about a driving instructor course in 2007, filled out some forms. I then didn't take the course due medical reasons, the course was cancelled with Red in Wimbledon One year later £179.00 was taken from my account, got in touch with RED and they agreed to take no more money I heard no more untill 2011 when Capquest contacted me requestiing £7000 for a driving course not even taken Capquest had taken a CCJ agaisnt me, so wrote to Capquest explaining the situation & received more threatning letters from Capquest Applied to the court to have CCJ removed and case to heard at court Went to Croydon County Court in November and judge was sympathetic towards my case and questioned Capquests conduct and advised to me to put in my own witness statement Another date was set for 11th March 2013 This judge gave me 3 minutes of his time, did not listen to my point of view & told me it was my signature on the credit agreement and I was liable to pay all court cost's and interest over 5 years Red Driving School have received this money, I did not not knowingly sign & credit agreement or receive any money or do the course So what are our options now? Can't afford to pay this debt, don't think we should bearing mind we have not even had the course, not like we have had a car or something. Think we have been very let down by the judge today. Any help would be of a great help to us.