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  1. Hi sorry is its the wrong place to paste this thread in but I donno whereelse to ask. today i got this mail saying I have overdrawn £41.30 because lloyds had to take out £45 as CHG UNPLANNED O/D FEES. but what is this CHG UNPLANNED O/D FEES? i previously had overdrawn £35 because I had to buy something off ebay. I paid the bank back within couple of days and now this???? can somebody explain this CHG UNPLANNED O/D FEES to me please? is it going to be an annual thing where they take my money out every month or so?? (if so then i have no reason to live.....).
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