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  1. A month ago I received a reminder from HMRC that my NIC (as self employed) is due for payment no later than 31 July 2012. This morning I received a threatening Letter Before Action letter from Fredrickson International with regard to this debt. I rang them and asked them to explain how I can be taken to court for non payment when it isn't overdue. Stupid woman told me I could pay it now or set up a repayment plan. I don't want to do that. I told her I'd intended paying it in the next few weeks anyway, but on the strength of their letter I will delay it until the end of July. Now either HMRC have got a bit ahead of themselves in passing this over, or Fredrickson have somehow got hold of personal information - and how did they get it?
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