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Barry Kushner

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Everything posted by Barry Kushner

  1. thanks for that. i have sent the charges off already. I have had charges since January (£500+) and I have sent this to them as well. Can I add them to my court case? Barry
  2. I now have a date to go to court and am preparing my statement of evidence when I received a letter from the HSBC solicitors D & G requesting a copy of teh bank charges schedule. I am going to send it to them - but why are they writing to me and not through the court? What do you think? Barry
  3. does anyone know anything about claiming mortgage arrangement fees? Ta Barry
  4. Just a quick question - can we claim mortgage arrangement fees? Barry
  5. Hi Mat, Can you help me? Did you complete the AQ? Were you sent it by the court and did you get help filling it in. Barry
  6. Hi Laterlus, Do you have a copy of the AQ for me to look at. I have filed a claim and received notice of a transfer of proceedings. I am in contact with the court to take the next step. Can you advise please? Barry
  7. If I have made a claim for 6 years, can I make an additional claim for the previous years as well?
  8. Nationwide settled with me before going to court and paid £292.18. Now I am waiting on HSBC. Thank you for your help Barry
  9. can you tell me if I can claim mortgage arrangement fees and what can I claim from credit cards
  10. Can I claim mortgage arrangement fees? And what I claim from credit card companies? Can anyone advise me? Ta Barry
  11. I would like to ask advice about my case. I claimed £2,975.62 and was offered £2,275. This came after the LBA letter. I then gave HSBC a further 7 days in a partial settlement letter and have not had a reply. Do you think I am right to pursue a legal claim now? Barry
  12. Mrs Foot The list of charges will probably be on the website. But I think it is £25 unauthorised overdraft is £25 and non-payment of DD or SO is £30
  13. Thanks I made a mistake on my date format and interest free overdraft column. It works out now. Thanks for your help.
  14. I have tried the advanced spreadsheet but column 'P' is missing and it won't calculate the interest. Any suggestions?
  15. thanks for that. I will give it a go
  16. Hi All, Here is the story so far: Data protection: 15/01/07 HSBC sent bank statements Claim letter: 15/01/07 General reply asking for more time LBA: 30/01/07 HSBC offer 5/02/07 Partial settlement letter: 16/02/07 My total claim is made up of £2,975.62 made up of £2,492.50 fees and £483.12 in interest charges. I am not sure if the interest is the correct caclulation. I was offered £2,275, which I accepted as a partial settlement and have given HSBC a further 7 days to pay the claim in full before I take legal action. Does this seem Ok to you all? Barry
  17. Thanks for that. I made my claim with Moneyclaim and have done some research as you advise. I will keep you posted.
  18. Data Protection sent: 15/12/06 Claim letter: 15/01/07 - no reply LBA: 30/01/07 I am now going to make my claim. Can I file a claim on-line? How much does it cost? Barry
  19. How did you file your claim against the Nationwide Barry
  20. Thanks for that. How do I open up a new thread? Barry
  21. Thanks for that. I have been offered £2275 by HSBC and I don't think the interest on the excessive fees amounts to much. I tried to calculate it on the advanced spreadsheet, but I couldnt get it to work. By the way how do I open a new thread? Barry
  22. Can I claim a refund on interest charges as well as the fees themselves? Barry
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