Hi guys, had problems with MH and never heard of them since until last Thursday now they wont leave me alone and ring me everyday! Harrassment or what? I am going to write and complain. They have threatened me last week with baliffs etc and I understand they would have to go to court first however someone just knocked on my door saying he was doing a survey or something .....i said no thank you (too boring) and he then jumped into his car and drove off - NOT going to any neighbours houses - am i being paranoid? I do have a few debts with a few companies however is it there style? MH sending people in to review the situation or whatever he was doing. I may be barking up the wrong tree but its worrying isnt it? I cant live like this. Its an unsecured debt for godsake - help can anyone advise?

I agree with Zikus .....they are tossers! I am being hounded each day that awful text message being left on my phone - going to write to them today so ask them to stop hounding me its against the law! I am liable to pay something however and i need their account to do so not their arrogance! I have offered £25 per week which i dont think is bad do you? Anyone have any advice?

NailPost, thanks for that update, stands to reason why the bully tactics, if they can get results at very little costs it will be better for them. Of course, should have guessed that......will write to them as advised. Thanks for all the support by the way, 24 hours ago I heard the name MH and within that short time I have heard so much xxxx about them! and had a rollercoster of emotions to boot! Still if we can all help each other thats them stuffed Thanks again

NailPost, have they the right to send in the baliffs? I dont udnerstand this and they know this as its a good threat isnt it.......? I dont want them turning up out of the blue and this worries me even more

Duderoo, you should be given a halo! Thanks for being so supportive. I have never denied this debt withxxx and even when i moved house I advised them my new address, i jsut have such bad luck and i do want to pay off my debts but I am unable to do so in one go! I dont care if i cant get any further credit, anyone in their right mind wouldnt want to go through all this would they? Anyway, thanks for your support. I will do as you advise and hopefully they will let me do this as I cant see any other way. can they send in the baliiffs just one other question? I do have nice things due to my husband but could you imagine if they turned up? my husband is a bit fed up with me and my debts as it is, that would take the biscuit! I thought a credit card debt was an unsecured loan? If i could pay it though if i had the money I would do a deal ...............i will ensure everything i get from them is filed just in case another ten years down the line they try it on again. Will let you know how i get on, thanks

I use to pay another debtor called xxxor something like that......and they have just sold my debt on the 6th and they called me on the 7th! Anyway last payment i made to DLC was around september about £20 they kept dd for payment into my account despite me saying there is no money as i am not working, then the bank charged me £27 fee and then i ended up with £90 fees which could have paid them if they did what i asked them to do....... Back to the facts. I phoned xxxtwo weeks ago asking for advice but i was told in no uncertain terms that i am unable to have any further time so i terminated the call. I wrote them a letter saying I wanted to pay but i need their help not their abuse! They have obviously ignored my letter and sold to MH which are even worse adn i though xxxwere bad enough. She insisted I got a second mortgage even when i said i didnt pay the mortgage nor be in the deeds as I have poor debt and i had to be taken off to allow my husband to get a mortgage! I said it was MY DEBT not his and i have offered money but they need to help me I am only doing my job she said. She isnt she is on incentives and commission and she was awful..........

Never heard of them until last night when i received a weird message on phone.....rang them and boy wish i hadnt! Anyway to cut a long story short i was advised to send them money soonest (debt is £2500) but they could half this for me! they wanted all my details, who owned my house why doesnt my husband pay it off, or get a second mortgage. I did ring them back as at one point man wasnt listening and terminated the call. I rang back and then wish i hadnt as they were not helpful, in fact they were bullying and frightening and made me worry. I then tapped their name into a search engine and low and behold found you guys. They now have threatened further action despite me saying i am in financial difficulty however CAN pay £25 every week to get rid of this payment. They didnt want to know. Mentioning of baliffs or court action (prefer the latter) but now worried as i am sure MBNA who are the debtors spend that on toilet paper a week (i would if I worked for such a company)! Anyway advise pleaeeeese! I am worried and i dont know what to do. The debt is over four years old now and i havent been very good in paying it but i did pay £100 for 13 months then lost my job what do i do?