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barriejohn69

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About barriejohn69

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  1. This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. This topic was closed on 03/06/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  3. This topic was closed on 03/06/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  4. This topic was closed on 03/06/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  5. This topic was closed on 03/06/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  6. As an accountant I agree with a few of the posters on here. The guild situation is immoral in some ways but the amounts quoted here are in someones imagination unless they are earning £100 a week. Having dealt with 120 people who deal with them in the last month I can say it is a lot less than that. Don't get me wrong I think it is a cash cow but speaking to my cients most said they would rather be in work and pay around 1.5-3% as a fee than be on the dole. When you took the job you mybe shouldhave looked a little clser at the small print. I am dealing with people from the North East dow
  7. These people have been chasing me for the last few years regarding a debt they say that I owe to Lloyds credit card. I asked MH to supply me with the info regarding during ine of their rants and they said they would get it to me as they wanted their cash. I then rang Lloyds and they told me not to pay the amount until I had clarification from them or MH. This was about 3 months back and have heard nothing but I know that MH will be ringing me soon as they are a right pain. Every time I try to reason them they go off on one so I just hang up. What should I say next time they ring? Any a
  8. I have been paying Aktiv £50 a month for around 2 years now regarding a Lloyds TSB Loan from 2000. Am I right in thinking then that I should ask them for details of the debt rather than taking their word for it that I have to pay them? Also would the worst that could happen be that I continue to pay this monthly and not in full as I am in no position to pay it. I don't want to go in there with guns blazing and look a fool. Thanks Barrie
  9. Finally got the DPA information today, going to go through it tonight then go on the moneyclaim website. I'm assuming the website is idiot proof. I have registered on it but left it at that as I was waiting for the DPA info. It's only £250ish that I'm claiming for but it will come in handy. I'll keep you all updated.
  10. Just had another letter off the lovely Joyce asking for authorisation from my wife to issue the DPA and to say that they had received my cheque. I sent the letter and cheque on March 16th so do I have to start my 40 days again from now or carry on from when I sent the cheque? My account was only made a joint account in September last year so surely they can give me the DPA info up until then without authorisation, then the remainder when I send the letter tonight. All in all just wondering when I have to start my 40 days from.
  11. I'm probably asking the same question here, but if the DPA 40 days starts from the cashing of the cheque, what's a reasonable time to wait for them to cash the cheque? It's been about 3 weeks now.
  12. Just read your thread. I think I'll give her a ring and bug her for a bit. See if between us all we can get some joy from Joyce. I think I'll just wait 40 days from when I sent the cheque then complain and then sue the swines
  13. I sent that one, then they sent me the statements. After this I sent the "please give me back my money or else" letter and today received the "against this background". The thing is I don't want to get ahead of myself. I'm probably better waiting the 40 days and seeing if I get the DPA info. Is it 40 days from when I sent the cheque or 40 days from when it clears? If it is the latter then they will just hold onto it knowing them.
  14. This is the thing, they have not taken the £10 and just sent the statements. Should i send them a gentle reminder about my DPA request or just wait until the 40 days is up. It was only when I saw this on the forum that it twigged about the £10 and manual intervention. Any thoughts on whether to wait or to go for the courts?
  15. Right, had the standard letter back saying that they see the charges as fair and against the background blah blah blah. Is the next step to go through the courts? I have signed up to the moneyclaim website so if this is the next step I'll be on it tonight. Also, do I have to wait the remainder of the 14 Days I allowed for a reply before I commence the next step? Thanks in advance
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