dbspider
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Everything posted by dbspider
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no i know stupid me but just dont think
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or should i call there bluff and say i returned the disk with a sorn notice
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ok here is the issue please someone help dec last year our tax was up so as always went down to the local post office payed by cheque so a few weeks later got a letter saying cheque had bounced and to contact the post office since it was the festive period i contacted them and they said that they had passed it to dvla and they will send a letter no letter appeared so called local office and was told it was the enforcement team who deal with it and to put it in writting which i did i sent a copy of there letter and a new cheque written by a family member all in the same envelope as well as a hand written letter detailing the information that was the last we heard of it until today after returning home from holiday to find a letter stating they going to proceed with legal action and also a summons to court for the un hounered cheque now i asked the mother in law to check her bank and it has not been cashed so we have no proof
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no it was agreed over the phone
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brief history: 3/4 years ago i took finance for a car from the dreaded funding corp after long time battles after them charging my account with failed dd's and payments (thanks to them not taking letters of notification when i got married and this moving home moving bank etc ) Then we were put in charge of a debt collection company who said that they will get rid of the charges and if i payed £100 a month then the debt would be cleared. Now i admit i have not kept to the payments fully mainly due to the arrival of our baby son but i always have said i will have the amount payed by the end date Now the end date is the 30th November 2011 yes 5 days away and i was going to pay the amount last night to clear it off but i wanted to double check the amount and to get full confirmation that the debt would be settled I have just phoned the debt company and they have said that they are unsure if the debt will be settled as i have not kept to the agreed payment plan but on the telephone they have always said as long as it is payed by the 30/11/2011 then it will be fine but now are saying it is not it all depends on the wording of letters and emails which they are about to check and get back to me is there anything i can do here
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no need for a court notice to keep them out as unless they have been in your house you don't need to let them in you don't even need to answer the door . Try and find out anything regarding the ticket until then just ignore any letters or calls at the door. Just don't let them in Once it has been verified that the ticket belongs to you then there is a form that you can fill in to help things but i am not too up on parking ticket bailiffs
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i have just phoned the National debt helpline on this as i wanted to know myself what the situ was this is what they told me The WPA is valid for the amount of time the debt is live It does not matter where the items are they could be @ No 10 and they still have the right due to the belongings belong to them now If he has informed them in writting the items were on loan from his mother in law when he enters he must first say that the items were not levied correctly and i have a stat dec saying i don't own the items then they will need to draw up another WPA but if not they are still under there rights to remove until proven it does not belong to debtor As long as credit agreements are able to be given for items they are unable to remove them The best plan of action is now to let them in to stop any further costs ie lock smiths etc But the best bit of advice was that if the items that were levied on or part of the WPA are not available they can not draw up another WPA as by law they are only allowed 1 per debt which in turn will mean that it is returned to the council to deal with And to this he/she should either put money aside or pay directly to the council to prove that they are not unwilling to pay the debt
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I do understand how you are feeling but it is one of the nasty sides of joint debt. I was in over £38,000 when my ex left me this was maid up of joint name credit and bills The funny thing was she magically disapeared off the face of the earth were because i was living at the address or when i moved into new house had to pay CT etc my name was still able to be found and i had to pay almost £32,000 back on my own This was befor all the new laws regarding debt came into force The word of the law is if 2 names are on the agreement both are liable for it all and they will come to the easy target
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sounds like the same standard letter i got from this lot have a look here http://www.consumeractiongroup.co.uk/forum/bailiffs-sheriff-officers/158224-wife-been-stupid-didnt.html i have just managed to get there stupid charges back and if the business rates rule is the same for council tax as i think it is then a van fee is wrong
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PS i am not justifying any of there actions as i still regard them to be **** (Socially Correct Upright Man/woman);) but if they are un willing to see past the £££££ signs and see what utter D*ckhe*ds there company is making them look then they deserve to get what ever comes to them Personally if i ever came across the bailiff i had dealings with i would try every dirty trick in the book to have revenge and that is putting it in the politest terms possible
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