Okay. Thanks Michael

Has any one done this yet?????? I have had several charges since my original claim in March. Can I add on the charges I have paid since March to my original claim??? If I can, does it just take a letter to the court manager and a copy to FD. It seems silly to start proceedings all over again for a few hundred quid! Thanks

Hi, just a quick update. Received a court date for the 27th July, despite putting on my allocation questionnaire that I was unavailable from 20th July to the 29th, the court still managed to give me a 'duff' date. Have been intouch and hoping to get a new date this week. I have a question for the 'old hat's' around. Since filing my claim in March this year I have continued to incurr further charges amounting to around £200+. Instead of starting the process all over again, is it possible to write to the court to consider a refund of the further charges I have received??? Thanks,

Not sure if the 11th June is a court date now, after reading all the 'bumph' I have a questionaire to fill out and a fee to enclose? (I have already paid the court £80). Not sure what the fee is so will have to ring the court up on Tuesday. The questionaire is asking me if I want the court to proceed and will I have witnesess, also any dates I am not available to appear in court. it also has an area on he sheet to write down particulars for the judge to take nto considration, here was also a copy from HSBC solicitors stating they are in the right blah blah blah! Has anyone any idea's? I need to fill it in and have to return it to court before the 11th June and then within 4mths a date will be given.

Postman brought my court date today. Hearing at Huntingdon Cambridgeshire on June 11th, FD going to defend. I must admit I thought it would be in the bag, but with the news just of late it has made me a little nervy! Is there a court buddy out there who lives near by just in case?

At last a settlement. I have decided to accept £500. I knew I wouldn't get the £995 deposit back so I have only lost out on £205. I'm happy with that. Does anyone now where I put this thread and how, now that it has finished?

Letter yesterday to say FD had acknowledged my claim and we are now on the count down. FD have got until 27th May to 'cough up'. I had better start reading up!!!!!

Thanks monkey uk

HI, just an update. Went to CAB, they recommended a letter from my GP which I had done, they were unsure of where to go from there really (think I got a new volunteer)! Got a reply from the driving school at last. Basically telling me you have to be dead or near to it to get a refund . Apparently the money I have paid the company is used for PR purposes and towards supplying jobs for the successful candidates. So my £1,695 has helped pay towards recruiting and giving another driving instructor a job! GREAT!!!! They have asked about my trip to the hospital so I have sent them a copy of the consultants letter. I have been intouch with a solicitor who is looking over the paper work especially the terms and conditions/contract I signed, so we will see. I am not giving up without a fight that's for sure.

Hi, Well after all the hassle getting sorted I finally managed to get my 'schedule of charges' posted. I had a reply from the court today acknowledging my claim and telling me that my claim has been served on FD today so it's a 'sit and wait' for the post man job! I will fill my time reading ready for court, don't think it will get that far, not for the sake of £700, but you never know!!!!

Hi Kevvyast, I'm afraid I can't help. If no one else replies soon why not give the court a ring and ask their advice. You could always log on to the chat room and ask the folks online or send a moderator a private email if you are stuck for time.

Hi harvest, thanks for the links. I have tried them both and they both take me to the same place, Microsoft Office Online. I presume I choose the template tab and then select 'spreadsheet'. Do I use the 'Mortgage' example? Thanks.

Thanks harvest. I used the template from vampirees 'schedule of charges' in the template library to calculate my interest. The same form I enclosed with my prelim and lba (but without the interest column as this is only calculated when you send your claim form to court). Do you have a link for the spreadsheet that does it automatically because I still can't find it! Thanks again

I have just sat and worked out all my interest for my schedule. Could someone please check over my figures? I can email you the 'schedule of charges' I would like to get it off in the post tomorrow so would appreciate a quick response. Thanks.

Please do not take any notice of the previous thread! The £188.81 I got was the interest from the whole claim! I didn't break it down!!! I am now going to do it again: Overdraft Fee £20 Date incurred 14.05.03 Days since offence 1371 Interest at 8% APR is: 0.00022 x £20.00 = 0.0044 x 1371 (days since offence) = £6.0324! So rounded off that would be £6.03!!!! YES??????

Pressed the return button but didn't finished! Above thread was the end of the quoted literature from the EX302 form. Can someone now please check that I have worked this out correctly! Taken from my 'schedule of claim for charges': Overdraft Fee £20 Date Incurred 14.05.03 Days since offence 1371 days (Think this is correct)! Interest at 8% APR = £188.81 It seems an awful lot of money!!!! Have I worked it all out okay? I do hope the previous thread will help others out, it does explain it very well. I have been told that there is a spread sheet somewhere that works it all out for you but I still haven't managed to find it yet!! SORRY FOR BEING A THICKO!!!!!!!! :o

Hi Harvest, Thanks for the speedy response. I am talking about the 8% interest. I now know what I have done wrong! When I initially asked on the forum how vampiress had worked out the example on the template I just followed that example not realising I had to work out my own % of interest on what the bank owed me in charges! This is what the leaflet EX302 'How to make a claim' states: Interest You can claim interest on the money the defendant owes you. If you want to claim interest, you must include it in your 'particulars of claim'. Write your claim in the following way: The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year, from (date when the money became owed to you) to (the date you are issuing the claim) of £ (put in amount) and also interest at the same rate up to the date of judgement or earlier payment at a daily rate of (enter the daily rate of interest). Working out interest To work out the amont of interest you are owed up to the date you start the claim, you first need to work out the daily rate of interest. Using a calculator do the following: 0.00022 x the amount of your claim. This gives you the daily rate of interest. You then need to work out the amount of interest you are owed up to the date you issue your claim, Count how many days have passed since the money became owed to you and multiply that number by the daily rate of interest. For example, If you are owed £1,000, the rate of interest would be as follows: 0.00022 x 1,000 = 0.22 So the daily rate of interest is 22p If the debt became owed to you on 7 March and you are filling in the claim form on 26 April, 50 days have passed. So, 50 x 0.22 = 11 You can add £11 to the amount you are claiming. The total figure for the interest and amount you are claiming must be entered in the 'Amount Claimed' box at the bottom right hand corner of the claim form. The fee you will have to pay to issue your claim will be based on this figure.

You obviously have very good taste then.

As predicted by members of the forum, a new lap top has been put by. PCW rang me today with ref number and voucher number so off to PCW tomorrow to pick it up! Thanks again spikeachu for your help, received your photocopied letter today! Do I have to redirect this thread any where else now the case has been sorted? If so how do I do that? :-?

So it is! :o It's been a long day, thank goodness it's FRIDAY!!!!!!

Hi Faygrant, SAR is subject access requirement, it's a letter you send the bank to request your statements from the past 6 years. Here is the link for the templates. Hope the link works (not really a teci)! If not look at the left hand column when you first sign into the CAG site under your name etc... and it has a link to templates library, you should find everything there if not 'Shout'! Good luck Bank Templates Library

Good luck, keep everyone posted!

Hi 28bagk, No they didn't refund my £10 so I did put it in the 'Value' section of my N1 Claim form. I didn't send a cheque they took it out as a switch transaction as I contacted them for my backdated statements via email to begin with.

Welcome. Good luck, hope all goes well!