This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

treat sirrius with caution !

Did the CRA put that up on screen?

Hi all ! Experian appear to be very shy in replying to my e.mails. Does anyone have the email address of Managment or better still Directors?

thank very much - clearly I wasted money using a solicitor to scribe my complaint.

Evening All ! Can any one tll me if there is a difference between (a) NOTICE OF CORRECTION (b) NOTICE OF DISPUTE I filed an NOC Drafted by my Solicitor (at great expense) Equifax re wrote it competely and called it a Notice of Dispute. Where do I go from here?

To my horror I have discovered that this CRA notifies all creditors that you have active accounts with, that a DEFAULT has been registered !! Sneakey or what

Hi everyone I am posting this again because I made SUCH a hash on my first attempt. In a nutshell: Letter from those nice people at Lowell "We have brought this Debt and you must pay it" letter. Never ever heard of the Firm they claim are the OC. Sent off my hard earned £1.00 for CCA - No response.( Letter sent RMSD & signed for next day) Spoke to Experian Huh! my cat was more interested. You have to speak to Lowell . That was 2 months ago - Checked out Experian file. Guess what ? there are TWO Defaults showing. 1 from OC & other from Lowell ! I deny this debt 100% and told them in plain English allegation is in DISPUTE. Spoke ICO - cant even read my letter before middle of October ! To cap it all Barclays have withdrawn my overdraft facility overnight due to "Credit Information Concerns" - Now how did they get to know about all this ? My file was clean & I have had the overdraft up and running for past 6 months with 6 months still to run (not) PLEASE has anybody got ANY ideas how I should proceed ?

Oh by the way how on earth did barclays find out about the default(s) overdraft been up and running in good order for 6 months it 6 more months to run

Sorry folks I am a 3 year old when it comes to computers. I a nutshell 2 defaults for a debt I know nothing about ! NO CCA REQUEST MET FROM EITHER PARTY. ICO very vague looking at November to even read my complaint. CRA - You have to speak to both parties ! I am getting nowhere fast. Barclays have withdrawn my Overdraft Facility on account of these mickey mouse defaults Anyone ANY Ideas ?

Can anyone out there give me some advice please ? 2 months ago I received a letter from those nice people at the LOWELL GROUP. They informed me they had purchased a debt from a company I have never ever heard of. Lowell informed I must repay this alleged debt to them. Sent them a quid and CCA request - No response. Sent for my experian file......and what do I find. The company who sold the debt tpLowell had put a DEFAULT on my

I had no idea there was a free CRA ! were are they ?

which CRA ?

Yes Sir !

It is the Tax Man !

Most excellent - Go & Post it off now Recorded Delivery

I hope this the right place for this. Yesterday at the Central London County Court I got a judgement against NATWEST plc (by default) as their brief forgot to turn up. The very business like District Judge was not amused. He indicated yo me that he would "ponder long and hard" if they made an application to set aside my hard won judgement. QUESTION If the application to set aside is refused are they "Fit and proper persons" to hold a Consumer Credit Licence ? I think we should be told !

Hello everyone. I got judgement by default in Central London County Court this afternoon against NATWEST - their solicitor "forgot" to turn up ! District Judge was a Grand Old Boy who told me any application to set aside the judgement, he would have to "ponder long and hard"

Please Note: gary R D Kettle does nor exist - He is a computer generated "office Name" and signature

I am in the final stages of recovering £900.00 from Halifax - LBA about to go. In informal conversation with the Assistant Branch Manager on Saturday He "reminded me" that I have a Loan with them of 8K. This had ALWAYS been in good order and serviced regularly from my current account. I appreciate Overdrafts can be called in on demand - Can they do that with a Personal Loan ? A slightly worried Wilip Woy

Attention All Halifax Account Holders With Branch Based Accounts: Tell The Bank That You Intend Calling The Branch Manager Person As A Witness In The County Court Hearing That You Intend To Make. And If Necessary You Will Serve A Witness Summons - Just Watch Their Reaction - They Can Refund Your Money Fast Enough !!

They will cave in and pay up.

Oh No He Aint !