Dear All, Received my monthly statement today, the Muppets have only gone and accepted my £10 DPA fee as a payment to my account. Do I now call them and request my 6 years of statements or leave the clock ticking. Any advice would be appreciated,

Dear All, Received my monthly statement today, the Muppets have only gone and accepted my £10 DPA fee as a payment to my account. Do I now call them and request my 6 years of statements or leave the clock ticking. Any advice would be appreciated,

Dear all, They are not Muppets after all, they are just time wasting stallers, requesting information that i have issue in my letter. The letter i recieved today says, -------------------------------------------------------------------------------- Dear Mr Clarke I enclose a Subject Access request form for you to complete and return to ourselves in respect of your request for information, to which you are entitled to under Section 7 of the Data Protection Act 1998. Please complete and return the attached form and we will provide a full response in due course. In this instance, we have decided to waive the £10 fee. Therefore your £10 cheque has been cashed and this amount has been applied to your Morgan Stanley account as a credit. Should you require any further assistance, please do not hesitate to contact us on the freephone number above. Your sincerely Graham Gibson Data Protection Officer. -------------------------------------------------------------------------------- Has any one else seen this request for information form ref- (MSCrdCut 02/06)?

BF, I have read nearly every link and thread on this site, I think confusion occurred due to the forms being almost identical and the time I have spent on this site. “More haste less speed required I think”. Thanks BF

Thanks Bookworm, Can you get that note removed out of this thread to eliminate any confusion please; I think BC will go all the way with me on this one?

Dear All, Received my monthly statement today, the Muppets have only gone and accepted my £10 DPA fee as a payment to my account. Do I now call them and request my 6 years of statements or leave the clock ticking. Any advice would be appreciated,

Dear All Received 1st response to my LBA letter from my local branch today saying. -------------------------------------------------------------------------------- Dear Mr Clarke Charge Policy I write to acknowledge receipt of your letter of the 31st March 2006 regarding the Halifax Charging Policy. Your complaint will be dealt with by our Customer Relations Department who will contact you in due course. You will find enclosed a copy of our leaflet which tells you how we handle your complaint. Your concerns will be dealt with a quick as possible, but if you need to speak to me in the meantime, please telephone me. Yours sincerely Assistant Branch Manager. -------------------------------------------------------------------------------- The 14 days are up on the 14th April 06, and then I will issue court proceedings on the 15th April 06, Could any one please advise me what I should do next, sit and wait, phone them, visit them or just write to them advising them of the time scale I have set?

Dear all Just thought I would update you and advise that Mint cashed the £10 cheque today, hopefully statements will follow shortly?

Thank you for your reply Bookworm. Unfortunately I do not have internet access for my BC, but I will keep a lookout for the £10 in the snail mail. If they have accepted the £10 as a payment, it just shows what Muppets they are as they can only process payments and not correspondents. Will keep you posted.

Has anyone got any comments about the above I am now getting a bit concerned with the lack of advice?

Dear all, I am Still confused? Are they Legally right in saying I am 1 month behind when it’s only 2 days? Regards.

Dear all Has anyone got any comments about the above? Regards Clarkey1

Dear all Just thought I would update you and advise that Halifax cashed the £10 cheque today, hopefully statements will follow shortly? Regards.

Dear all Just thought I would update you and advise that Barclaycard cashed the £10 cheque today, hopefully statements will follow shortly? Regards.

Dear all Just thought I would update you and advise that Morgan Stanley cashed the £10 cheque today, hopefully statements will follow shortly? Regards.

Dear all Just thought I would update you and advise that GE Money cashed the £10 cheque today, hopefully statements will follow shortly? Regards Clarkey1

Dear all I have sent my Letter before action with out noticing or sending the Preliminary approach for repayment letter, dose this matter? Regards

Thanks BF, This has put my mind at ease. Regards.

Thanks mjanet. I am just getting a bit nerves as I have sent of my first claim to Halifax, perhaps I should just go with the flow? Regards.

Thank you for the advise, but I don’t think I will bother now as too much information on display may give the banks an insight to what we are doing next and may use this in there defence when in court? Regards

O yes I have spotted it in small print at the bottom, thanks anyway. Regards.

Dear all Received 1st letter from Cap One acknowledging my request and will forward the requested statements shortly. I await in anticipation.

Dear all I have now totted up all the charges and interest and I am astounded with how much they have taken from me over the past 6 years. I am now on my way to the post box to send my letter requesting reimbursement for the grand sum of £1,048.22, which I intend to go all the way to claim what is rightfully mine. Can I also claim for compensations as they have made my finances hell due to this? Regards.

Dear All, Recieved 33 letters today, 6 days from requesting them,containing statements for the past 6 Years, best £5 i have spent in ages. Currently going through statements and I have noticed that each month there is a note stating 'interest debited-notified last month'.(which I have never been notified of). The figure varies from 96p to £2.50. I assume that this is the interest they are charging me for going overdrawn. If so, am I right in thinking that they are entitled to this? I am currently totting up my charges and will keep you informed. In the meantime, if someone could let me know about the interest above. Regards

Bookworm, Thank you for getting back to me, if you look at one of "Thaispartacus75" threads you will see what I mean. Regards.