If u make a reasonable offer and provide information supporting why you can afford that amount then the company have to accept your offer

I work for a collections company and i can confirm it is illegal to process payments without authorisation and it is against the csa code of conduct and the fsa

I work for lowell financial and i would like to explain how we work now you say you started making payments therefore you have admitted to the debt and we can chase for another 6 years so legally we are entitled to chase you for that money now if you do contact us we would come to a reasonable payment plan that you can afford the reason why your agreement was so poor is because its nearly 10 years old all the inforamtion we have to request directly to the client so we can only provide what information is available if you have any questions please feel free to email me at