Another couple of questions sorry. 1.Do I have to photocopy my AQ and Draft Order and send it to Cobbs? 2. Who do I make the Cheque for £100 out to? 3. Do I have to send another schedule of my charges with AQ? Thanks Tony

Thats brill, dead chuffed with myself !!! Thanx Dell

Anyone of you fantastic people out there able to assist with the above please? I could do with taking it to court in the morning

Deep breath..... here goes. Have completed my AQ (N149) and after much reading around the site have used the new response to "other info - section G" and included a "Draft Order for Directions" I know it says you wont have to meet your 14 day deadline until the judge says so but just need a bit of moral support and confirmation that what I read is correct. Thanx Tony

M&S microfilm absolutely everything and keep them for years and years so I cant see how they can say they have lost them.

Thanks a lot Dell that great. Just buried my step dad today so will get into it first thing in the morning. I have until the 28th so will do it asap and thanx again.

Great, thanks Paul. I notice from your diary of events that on 1st Nov the judge in your case allowed a "set aside" which Cobbetts had asked for. What is a set aside ?

Hi Slayer, only just found the reply you sent me on 11th Jan - Dont know what im doing wrong on this site!!! It was my error, ooops. Dont know why I said fast track?? I am about to send my AQ back with the £100, have you any advise on my question re other info on the form I have just posted? By the way excellent work today, well done.

Hi there I am doing ok at the moment with all your help but could do with some help on the AQ- Question G - other information. I have put that "it should last no longer than an hour" but after reading all the links etc I cant think what else to put here. Has anyone any advise for me please?

Its for just over £3k and has been allocated to fast track. Just had another statement today and as I had gone overdrawn by 70p they have charged me £28!!!! It looks like another claim once this one is sorted. Thanks so much for the help.

Thanx Paul, Just read the info you provided and was about to type it up when another letter has arrived!!! Its moving the court to Crewe which is great but its also asking for another£100 (what is this for?) and an allocation questionaire. Any info that will help me will be much appreciated.

Hi Deller, I have been off line for a few weeks as I have been in hospital. However, back to full fitness now and could do with more of the help you offered. Have received a copy of their defence and a request for furhter info & clarification from cobs today.The defence scares me as it is so full of legal jargon I fail to understand most of. They say they need a copy of my charges but I have already sent 3. It says I have to provide a response in accordance with CPR part 18 by 22/01/07. tThe request has 4 points I have to respnd to. Can you guide me a bit please ???

Hi Allyxia This may make me sound really thick and I feel dead embarrased asking but.....what does PM mean and link to my thread?? By the way its Bev here, I do all the work for my other half as per usual !! I notice you are from a small Welsh village, me too.

Hi there Is that the one titled "Basic Court bundle" about 40 pages long? Do I have to include all my statements relating to the claim? As it goes back 5 years that would be one hell of a lot of photocopying and a massive postage bill or am I misunderstanding?

Yes will do. I have been reading the site all night and noticed on "Innocent" thread that he mentioned preparing his folder for court. What would this contain as I probably need to do the same. Also, from reading a bit more I have got the MCOL address and will send my updated schedule of charges to them and ask them to attach it to my claim, is this correct? Should Natwest reigistered office get a copy too?

Hi, I've just read all through your facinating thread and think its fab. My court papers have gone off today and I'm really excited now. Sooo pleased for you. You have inspired me to see it though to the end. Congratulations and enjoy.

Hi Deller Well after 10 ciggies and a near nervous breakdown...I rang the helpline and they said it couldnt be changed. But as I had done it so late last night they couldnt see it on the system. They told me they would pull it, send my payment back via money order and I was to start again with a new claim and another payment. That is what Im doing now. Looks like my Christmas shopping has been curtailed as I doubt I will get the original £120 back as soon as I would like. Hey ho, at least I am sane again. Thanks ever so much for your help.

Oh no!!! The site was dowwn for a bit last nite and I hit send about 12.30. I have got two mistakes in my POC. Shall I ring this now to see if they can change it??? What have I done ???

Have just filed my MCOL but have a question..I hope its not too late to ask this. As I have done it on line do I have to send another schedule of charges too? They have had 2 already. Didint see how I could send another with an on-line claim or am I just being thick??

Hooray its all falling into place now. Thanks so much Deller. One last question can I just confirm that on the POC where it has a bit written in blue... I know you delete the blue bit but am I right in thinking that you dont put any figure at all there.?? I.e you delete the £ sign too??

Thanks for that.Next question...do I use simple or advanced?? Also, where do I find the details I put in the particulars of the claim? Sorry but I'm just a 50 year old Catering Manager doing this for my other half and can never find my way back to the relevent pages on this site! Am so stressed it is reducing me to tears tonight because up to now everyhting has gone according to plan and it feels like its falling to bits now as I'm finding it all so hard to understand. It doesnt seem fair that because I'm a bit thick I cant see it through.

I need some help wth the spreadsheet that adds the 8%. I have spent all week looking at it and really dont undrestand how to download it so I can use it. To be honest everything has gone brill up to now but not knowing how to use this and being unsure which is the best way to go to court ie on-line or paper, am afraid I may give up which I really cant afford to do.I have had some fab advice so far and need you friends out there to help me a bit further please. NatWest have offered me half of the 3k i am claiming and I have refused it as per the templated library. I have gone 5 days over the deadline I gave them before court action and need to move it on swiftly tonight/tomorrow. Please help me if you can.

Hi Andy Am reading through your posts to see how my claim matches up to yours. Can I ask a question that is confusing me a bit.....which spreadsheet do I use to calculate my interest, there seem so many and maths was never a good subject for me. I have done really well so far and need to fill my court claim form asap but this confusion is holding me up now

Hi there and welcome I was very aprehensive when I started a few weeks ago but I used all the letters in the template library and received an offer today. Im refusing it and holding out for the lot. There are some great people on here who give you all the help and encouragement you need. Good luck.

Sorry one more question...when do I add in the £10 paid for the statements?